How does a debt review help you?

A debt review helps clients restructure or reduce their debt payments to their creditors. You will still pay off your debt but at lower installments.

Can your car or home get repossessed?

When you’re under debt review you’re given a certain amount of protection. Creditors are not allowed to repossess assets as long as they form part of your review. If you're following the advice of the debt counsellor and keeping up with payments creditors have no valid reasons to repossess your assets.

What happens after the debts are paid off?

Once all your debt is paid off the debt counsellor notifies the National Credit Regulator (NCR). The email specifies the details of your case and the NCR must remove your name from its registry & the credit bureau lists.

Will your debt review affect your spouse’s credit?

Quite a few factors determine how partners’ finances affect each other: -If the marriage happens after the initial debt review your spouse’s credit shouldn’t be affected. -If you’re married in community of property you legally share all assets and debt. If you're under a debt review your spouse will be too.

Will the debt review affect your home’s bond?

A debt review doesn’t affect your bond. Your bond is included in the list of creditors you need to pay.

How long does it take for the debt to be cleared?

Your debt review period depends on a number of factors: -Your income -The number of creditors you have -The total outstanding debt -The interest rates on the accounts -The percentage of rates increases When you consult with debt counsellors you’ll get a full breakdown of the process. You’ll be told what will be paid to whom and the estimated time before the process is completed.

Will you be accepted for new credit if you’re on the NCR registry?

No new credit will be approved if you're listed on the NCR registry. You’re struggling to repay current debt. No new creditor will accept the risk of not receiving payments.

Will creditors still pursue you for payments?

When under debt review your debt counsellor takes over much of the administration. But you’re bound to still receive communication from your creditors. Even though they’re informed of your review it may take time to update their systems with your repayment plan. If they keep contacting you simply inform them you’re working with a debt counsellor and when payment is scheduled.

What happens if you can't pay the debt due to an emergency or death?

When emergencies arise the debt counsellor must inform the creditors of possible problems with payments. New arrangements need to be made. All parties—the client, debt counsellor and creditor—must agree to the new terms.

1. You never pay to use Snupit. It’s free and you get to compare multiple quotes from the best debt counsellors in Alexandra. 2. Professionals listed on the Snupit platform are experienced, friendly and background-checked. Our numbers say it all! Of the 0 reviews for debt counsellors, our customers have had a positive and a rewarding experience with 0 debt counselling projects. 3. Choose from 114 trusted and high quality professionals in Alexandra who can assist you with just about anything you need done. 4. Don’t overpay for any service, hire a local expert from our talent pool of 72 debt counsellors in Alexandra who are skilled and vetted.

Top Debt Counsellors in Alexandra

Zero Debt

Services Alexandra

Debt Free with Zero Debt!. We assist nationally Zero Debt is one of the leading debt solution companies in South Africa! We protect your assets from repossession by credit providers. We consolidate all your debt and you pay a lot less e ...show more

5 reviews

by Joyce, 083****567

I have been with Zero Debt Rosebank, Johannesburg for over a year now, and I cannot explain the experience I have with them because from the very beginning, the team was understanding, professional, and committed to helping me to navigate m...

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Debt Refuge SA

Services Alexandra

your financial freedom. Debt Refuge SA is a professional debt relief company with an impeccable track record registered with the Companies and Intellectual Property Commission. Our NCR Accredited Debt Counsellors aim to walk hand-in-hand with ...show more

4.8

5 reviews

by Masana, 079****084

Thomas handled my query very professionally and always gave me regular updates.

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Debt Assessor Debt Counsellors

Services Alexandra

We endeavour to implement quality management systems basing on ISO requirements so as to ensure consistent service excellence. Since 2006, DebtAssessor has been offering unparalleled services to all c. DebtAssessor is an autonomous organisati ...show more

3 reviews

by Mhlangasi, 061****198

This is the best company to get assistance from. They are so accurate when it comes to estimating the installments which are acceptable to creditors. Most D.C. I spoke to when quoting me small amounts just to get Restructure fee but I kept ...

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Prestige Legal Consultants

Services Alexandra

Smart legal solutions for complex issues. We at Prestige provide smart legal solutions to today's smart problems. From the drafting of contracts to our specialty of handling all consumer related issues in terms of the Consumer Protection Act ...show more

2 reviews

by Joseph, 066****933

These guys helped me settle a dispute I had with a dealership. they did not want to repair my vehicle. They handled the long process of sending applications to the commission and the tribunal.

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Negociate Credit Solutions

Services Alexandra

Your Money Better Terms. Decisions Made By Real People: We don’t use a ‘computer-says-no’ algorithm. We get to know each and every consumer and their specific needs. So if your financial criteria doesn’t fit the strict criteria of many ins ...show more

1 review

by Hannetjie, 084****597

Your service is excellent. Without your help I would not make it. Thanks for your excellent advice and good service. I really appreciate it very much.

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Bayport Financial Services

Services Alexandra

Give Your Budget A Boost!. Bayport Financial Services was established in 2004 and currently is within its 16th year of operation. There are over fifty well trained and experienced staff members employed within the company. Bayport Financia ...show more

4.5

2 reviews

Have you used this business? Write Review

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We All Count

Services Alexandra

WAC offers all the services you would need from a office / business administrator. Accounting, bookkeeping, personal assistant, registrations, development, payroll, debt collection. Our Story In 2013 we identified the exceptional growth of ...show more

0.0

0 reviews

Have you used this business? Write Review

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Zap Debt Rescue Counselling

Services Alexandra

Zap Debt Rescue Counselling is here to protect you from blacklisting and stop your vehicles and other items getting taken away. Registered debt counsellors. Get your free assesment at zapdebt.co.za. Zap Debt is an online debt counselling serv ...show more

0.0

0 reviews

Have you used this business? Write Review

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Principle Debt

Services Alexandra

Debt Counselling - peace of mind. We negotiate with your creditors to reduce your monthly installments and interest rate towards your debt. Free up money so you stop depending on credit to get by. ...show more

4 reviews

by Thabiso, 071****368

Professional, efficient, and goes beyond and above

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Sandton Debt Counselling

Services Alexandra

LET US FREE YOU! When we work together, we can help ease your financial stress from day 1. Stop struggling with the debt spiral, work with us to free your finances!. Sandton Debt Counselling is An NCR approved Debt Counselling service and we ...show more

3 reviews

by bongeka, 078****128

im very happy with Sandton Dc service it is outstanding they are always prompt with responding they are very friendly and they are taking our problems and making them their own problems you will always get hold of them at anytime and there ...

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SA Debt Help

Services Alexandra

Debt Help NOW. SA DEBT HELP is a debt counselling company helping consumers who are over-indebted. Improve cash-flow and improve quality of life. Lower debt stress. Credit rescue for over-indebted consumers. ...show more

2 reviews

by MICHELLE, 071****120

SA DEBT HELP GIVES GOOD ADVICE ON DEBT PROBLEMS AND ASSIST YOU WITH DEBT RELIEF

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Octogen

Services Alexandra

Debt Counselling & Financial Wellbeing - Confidentiality and Integrity. “O Ka Phela” - which means “you can live” - is the energy that drives our services. Registered with the NCR & DCASA. Octogen is a pioneer in Consumer Financial Well-bein ...show more

1 review

by Zinzi, 083****923

Well done Client Service Team and keep up your excellent service to our consumers, we scored 88% client satisfaction rating of our service, from our very own customers who rated our client service in Octogen! “Any job very well done that h...

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Pedro Fernandes

Services Alexandra

Quality and affordable legal solutions through Innovation. Pedro Fernandes is a practicing Advocate in possession of a Trust Account. This allows Pedro to assist the public directly, without added fees of an attorney. Our Law Firm was desig ...show more

1 review

by Erudite, 071****377

We use Pedro for our business on a monthly retainer fee and his service has been great! He is always available to provide us with legal advice when needed.

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Killaghy Business Solutions Cc

Services Alexandra

Providing Financial, Business, Banking and Debt support and Counselling in Gauteng and Nationally. Killaghy Business Solutions has been in business for over 10 years, being registered with the National Credit Regulator in 2006 and commenced b ...show more

2 reviews

by PETRO, 071****148

My debt been handled professionally and I did pay it off sooner as expect because of the help I receive -

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Debt Sage

Services Alexandra

Debt Sage is South Africa’s most reliable and transparent debt management company. We are helping our clients, and the community as a whole, take control of their finances and their quality of life. Debt Sage is assisting many over-indebted ...show more

5 reviews

by Anthea, 065****805

Applying for debt review is scary and very demotivating.. looking for a Debt Counselor can be too..Phumeza Juqu took me through the process with such dignity and grace not once did i feel like she was judging me..she was calm cool informati...

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Frequently Asked Questions

Do you feel stressed about mounting debt? Guess what? You don’t have to handle it on your own. South Africa has many certified debt counsellors. They know exactly what you need to manage your debt. And with Snupit’s review feature you can find one that offers excellent customer service. With them you’ll feel comfortable talking about your personal finances.

How does a debt review help you?
A debt review helps clients restructure or reduce their debt payments to their creditors. You will still pay off your debt but at lower installments.
Can your car or home get repossessed?
When you’re under debt review you’re given a certain amount of protection. Creditors are not allowed to repossess assets as long as they form part of your review. If you're following the advice of the debt counsellor and keeping up with payments creditors have no valid reasons to repossess your assets.
What happens after the debts are paid off?
Once all your debt is paid off the debt counsellor notifies the National Credit Regulator (NCR). The email specifies the details of your case and the NCR must remove your name from its registry & the credit bureau lists.
Will your debt review affect your spouse’s credit?
Quite a few factors determine how partners’ finances affect each other:

- If the marriage happens after the initial debt review your spouse’s credit shouldn’t be affected.

- If you’re married in community of property you legally share all assets and debt. If you're under a debt review your spouse will be too.
Will the debt review affect your home’s bond?
A debt review doesn’t affect your bond. Your bond is included in the list of creditors you need to pay.
How long does it take for the debt to be cleared?
Your debt review period depends on a number of factors:

- Your income
- The number of creditors you have
- The total outstanding debt
- The interest rates on the accounts
- The percentage of rates increases

When you consult with debt counsellors you’ll get a full breakdown of the process. You’ll be told what will be paid to whom and the estimated time before the process is completed.
Will you be accepted for new credit if you’re on the NCR registry?
No new credit will be approved if you're listed on the NCR registry. You’re struggling to repay current debt. No new creditor will accept the risk of not receiving payments.
Will creditors still pursue you for payments?
When under debt review your debt counsellor takes over much of the administration. But you’re bound to still receive communication from your creditors.

Even though they’re informed of your review it may take time to update their systems with your repayment plan. If they keep contacting you simply inform them you’re working with a debt counsellor and when payment is scheduled.
What happens if you can't pay the debt due to an emergency or death?
When emergencies arise the debt counsellor must inform the creditors of possible problems with payments. New arrangements need to be made. All parties—the client, debt counsellor and creditor—must agree to the new terms.
Why Snupit?
1. You never pay to use Snupit. It’s free and you get to compare multiple quotes from the best debt counsellors in Alexandra.

2. Professionals listed on the Snupit platform are experienced, friendly and background-checked. Our numbers say it all! Of the 0 reviews for debt counsellors, our customers have had a positive and a rewarding experience with 0 debt counselling projects.

3. Choose from 114 trusted and high quality professionals in Alexandra who can assist you with just about anything you need done.

4. Don’t overpay for any service, hire a local expert from our talent pool of 72 debt counsellors in Alexandra who are skilled and vetted.

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Top Debt Counsellors in Alexandra

How does a debt review help you?

Can your car or home get repossessed?

What happens after the debts are paid off?

Will your debt review affect your spouse’s credit?

Will the debt review affect your home’s bond?

How long does it take for the debt to be cleared?

Will you be accepted for new credit if you’re on the NCR registry?

Will creditors still pursue you for payments?

What happens if you can't pay the debt due to an emergency or death?

Why Snupit?

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