What are the different types of insurance?

There’s a range of insurance plans that cater to different industries. Most people aren’t aware of how varied insurance can be and which insurance plans are important to have. Insurance brokers in Heidelberg - WC can help you choose the insurance plan you need. Here is a list of the many types of insurance available in South Africa: -Property or Home insurance -Car insurance -Travel insurance -Business insurance -Income protection insurance -Legal Insurance (legal cover) -Health insurance (medical aid) -Disability insurance (disability cover) -Funeral insurance (funeral cover) -Life insurance (life cover)

Is it necessary to have insurance?

The thought of paying thousands of Rands for insurance can be daunting. However, the benefits of having insurance usually outweigh the cons. It helps you to manage risks, pay for unexpected mishaps and ensure that your family and friends have a comfortable future. Insurance brokers in Heidelberg - WC invest your premium funds securely, so it can grow, and pay out when there's a claim.

What factors influence my insurance premiums?

It depends on the type of insurance. However, common factors for determining your premiums include: -Age -Physical and mental health status -Marital status -Income -Net worth of insured person -Value of insured items -Levels of safety in your home, office, shop etc -The area you live in

What’s the difference between health insurance and life insurance?

It’s easy to get confused between health insurance and life insurance as they are both related to the wellbeing of a person. However, health insurance covers consultations with doctors, medical procedures, hospital fees and medicine. The goal is to have medical funds that aid people in getting the necessary services to be healthier and live longer. On the other hand, life insurance is a policy that means a certain amount of money will be paid out to beneficiaries if the insured person dies. People who have chronic illness or unhealthy habits are likely to have higher life insurance premiums.

How do I submit a claim?

The process of submitting a claim varies between each insurance broker in Heidelberg - WC. However, it usually entails contacting your insurance broker as soon as possible and providing them with the claim details. In some cases, you can submit a claim online. Otherwise, you might have to speak to an insurance consultant over the phone or in-person. It’s also important to make sure that all claim information is as accurate as possible.

Why do my car insurance premiums increase each year?

There are plenty of factors that influence your car insurance premiums. The value of your car is constantly decreasing so you’re more likely to need funds for repairs and servicing. Car insurance premiums increase because the cost of repairing a vehicle and replacing parts increases every year. One of the few ways to try and bring down your car insurance premiums is driving it less and having a safe parking area for your car at home.

Featured Insurance Brokers near Heidelberg - WC

PSG Wealth

Services Heidelberg - WC

A LEADING INDEPENDENT FINANCIAL SERVICES GROUP. We at PSG Somerset Mall branch believe we can make a difference by placing a stronger than normal emphasis on personal service to enable us to build a mutual enhancing relationship with our clie...

4.8

6 reviews

by Cameron, 083****850

Good and professional advice given. Always willing to assist and fast response time

Request a Quote

Garden Route Health Care Consultants

Services Heidelberg - WC

We offer various Medical Aid & Gap Cover products. We are your HEALTH CARE CALL CENTRE. Garden Route Health Care Consultants provides a range of healthcare services, we are aware of our responsibility we have in adding value to our clients. ...

2 reviews

by Bernhard, 073****971

They are friendly, caring and go the extra mile.

Request a Quote

Garden Route Life & Investment Brokers

Services Heidelberg - WC

We offer multiple investment options and insurance cover to meet your individual needs. Our extensive knowledge of multiple insurance packages from the most professional and reliable companies. Garden Route Life & Investment Brokers had its ...

1 review

by Bernhard, 073****971

Extremely helpful and always eager to help and the advise is relevant and accurate.

Request a Quote

Mvumbi Consult

Services Heidelberg - WC

Protect and build your wealth. This is an insurance advice and intermediary services . We provide financial planning for our clients and source the best product within our trusted insurers . Our products ranges from life covers , funeral ...

1 review

by Seth, 073****615

Excellent, very helpful. Thanks

Request a Quote

Iwcp

Services Heidelberg - WC

Comprehensive Financial Services in South Africa - We Take Care of What You Value Most So You Can Focus on What Matters Most - life.family.work. About IWCP Leading Financial Services in South Africa IWCP (Insurance and Wealth Creation Prof...

2 reviews

by Cameron, 074****602

Amazing service from Veronica. She genuinely cared about my needs and always tried her best to help me in anyway she could.

Request a Quote

Trio Estate Administrators

Services Heidelberg - WC

Where a client is like family and not a number. Marnus Ferreira started in 1989 in Volkskas Bank ( Absa Bank now) in Humansdorp and worked his way up the ranks to Business Banker in Mossel Bay up to 2001. October 2001 i moved over to Absa Bro...

1 review

by Angus, 072****818

I used Marnus for my short term insurance. He got me more cover at a realistic premium. He is professional and his advice made a lot of sense. Would recommend him without any hesitation

Request a Quote

Stilbaai Makelaars

Services Heidelberg - WC

Stilbaai Brokers provide a one-stop service for all your insurance and financial needs. Stilbaai Makelaars came into being in 1996 and has since grown exponentially into a thriving business with experienced employees and highly satisfied cli...

1 review

by Marinus, 083****026

Excellent Service!!! Thank you for the super-fast turnaround time and amazing advice.

Request a Quote

Succession Financial Planning

Services Heidelberg - WC

Long term insurance and investment brokers that still believes in excellent and thorough client service and best advice!. We are insurance brokers and investment consultants based in Oudtshoorn, Western Cape. We specialize in the professional...

1 review

by Firefly, 083****034

John is an excellent broker with a fantastic back office and really give good advice on what you need and really take good care of you. I would highly recommend his services and he always goes the extra miles for his clients.

Request a Quote

Old Mutual Personal Advice

Services Heidelberg - WC

Old Mutual is the largest and most trusted financial services provider in Southern Africa. Our prominent position in the industry is reflected in our strong operating performance across all our businesses, our good balance sheet position, s...

1 review

by NOLA, 071****575

Request a Quote

Frequently Asked Questions

What are the different types of insurance?
There’s a range of insurance plans that cater to different industries. Most people aren’t aware of how varied insurance can be and which insurance plans are important to have. Insurance brokers in Heidelberg - WC can help you choose the insurance plan you need.

Here is a list of the many types of insurance available in South Africa:

- Property or Home insurance
- Car insurance
- Travel insurance
- Business insurance
- Income protection insurance
- Legal Insurance (legal cover)
- Health insurance (medical aid)
- Disability insurance (disability cover)
- Funeral insurance (funeral cover)
- Life insurance (life cover)
Is it necessary to have insurance?
The thought of paying thousands of Rands for insurance can be daunting. However, the benefits of having insurance usually outweigh the cons. It helps you to manage risks, pay for unexpected mishaps and ensure that your family and friends have a comfortable future. Insurance brokers in Heidelberg - WC invest your premium funds securely, so it can grow, and pay out when there's a claim.
What factors influence my insurance premiums?
It depends on the type of insurance. However, common factors for determining your premiums include:

- Age
- Physical and mental health status
- Marital status
- Income
- Net worth of insured person
- Value of insured items
- Levels of safety in your home, office, shop etc
- The area you live in
What’s the difference between health insurance and life insurance?
It’s easy to get confused between health insurance and life insurance as they are both related to the wellbeing of a person. However, health insurance covers consultations with doctors, medical procedures, hospital fees and medicine. The goal is to have medical funds that aid people in getting the necessary services to be healthier and live longer. On the other hand, life insurance is a policy that means a certain amount of money will be paid out to beneficiaries if the insured person dies. People who have chronic illness or unhealthy habits are likely to have higher life insurance premiums.
How do I submit a claim?
The process of submitting a claim varies between each insurance broker in Heidelberg - WC. However, it usually entails contacting your insurance broker as soon as possible and providing them with the claim details. In some cases, you can submit a claim online. Otherwise, you might have to speak to an insurance consultant over the phone or in-person. It’s also important to make sure that all claim information is as accurate as possible.
Why do my car insurance premiums increase each year?
There are plenty of factors that influence your car insurance premiums. The value of your car is constantly decreasing so you’re more likely to need funds for repairs and servicing. Car insurance premiums increase because the cost of repairing a vehicle and replacing parts increases every year. One of the few ways to try and bring down your car insurance premiums is driving it less and having a safe parking area for your car at home.

Quote requests posted by other customers for insurance

Kloof

Request for Insurance Brokers. - insurance

Bloemfontein

Request for Insurance Brokers. - short term insurance

King Williams Town

Request for Insurance Brokers. - insurance i need a quote urgently for a BnB in King Williams Town .

Pietermaritzburg

Request for Insurance Brokers. - insurance

Johannesburg

Request for Insurance Brokers. - insurance 4 Cars and a stand-alone property with contents to be insured

Johannesburg

Request for Insurance Brokers. - insurance We are looking for quotes for professional indemnity for insurance brokers.

East London

Request for Insurance Brokers. - Short term insurance

Mthatha

Request for Insurance Brokers. - insurance

Centurion

Request for Insurance Brokers. - short term insurance brokers

Benoni

Request for Insurance Brokers. - insurance

Featured Insurance Brokers near Heidelberg - WC

What are the different types of insurance?

Is it necessary to have insurance?

What factors influence my insurance premiums?

What’s the difference between health insurance and life insurance?

How do I submit a claim?

Why do my car insurance premiums increase each year?

Quote requests posted by other customers for insurance

Tell us what you need and we'll introduce you to professionals ready to quote you!

Are you sure you want to cancel the request?

Doing Business

Get to Know Us

Let us Help You

Download Apps