What are the different types of insurance?

There’s a range of insurance plans that cater to different industries. Most people aren’t aware of how varied insurance can be and which insurance plans are important to have. Insurance brokers in Kroonstad can help you choose the insurance plan you need. Here is a list of the many types of insurance available in South Africa: -Property or Home insurance -Car insurance -Travel insurance -Business insurance -Income protection insurance -Legal Insurance (legal cover) -Health insurance (medical aid) -Disability insurance (disability cover) -Funeral insurance (funeral cover) -Life insurance (life cover)

Is it necessary to have insurance?

The thought of paying thousands of Rands for insurance can be daunting. However, the benefits of having insurance usually outweigh the cons. It helps you to manage risks, pay for unexpected mishaps and ensure that your family and friends have a comfortable future. Insurance brokers in Kroonstad invest your premium funds securely, so it can grow, and pay out when there's a claim.

What factors influence my insurance premiums?

It depends on the type of insurance. However, common factors for determining your premiums include: -Age -Physical and mental health status -Marital status -Income -Net worth of insured person -Value of insured items -Levels of safety in your home, office, shop etc -The area you live in

What’s the difference between health insurance and life insurance?

It’s easy to get confused between health insurance and life insurance as they are both related to the wellbeing of a person. However, health insurance covers consultations with doctors, medical procedures, hospital fees and medicine. The goal is to have medical funds that aid people in getting the necessary services to be healthier and live longer. On the other hand, life insurance is a policy that means a certain amount of money will be paid out to beneficiaries if the insured person dies. People who have chronic illness or unhealthy habits are likely to have higher life insurance premiums.

How do I submit a claim?

The process of submitting a claim varies between each insurance broker in Kroonstad. However, it usually entails contacting your insurance broker as soon as possible and providing them with the claim details. In some cases, you can submit a claim online. Otherwise, you might have to speak to an insurance consultant over the phone or in-person. It’s also important to make sure that all claim information is as accurate as possible.

Why do my car insurance premiums increase each year?

There are plenty of factors that influence your car insurance premiums. The value of your car is constantly decreasing so you’re more likely to need funds for repairs and servicing. Car insurance premiums increase because the cost of repairing a vehicle and replacing parts increases every year. One of the few ways to try and bring down your car insurance premiums is driving it less and having a safe parking area for your car at home.

Featured Insurance Brokers near Kroonstad

Uhuru Financial Services

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We hand you the key to financial freedom and let you Be your own Boss at your convenience. Uhuru Financial Services is an authorized financial services provider. Which is authorized to render financial services for financial services provid...

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Alexander Forbes

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Protecting your assets is an important part of your financial well-being journey. Make sure you have the right cover for your motor, household and business throughout your changing life stages. Here at Alexander Forbes we pride ourselves in ...

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by Andile, 073****698

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Kuben Naidoo

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Creation and Protection of Wealth!. Kuben Naidoo is an experienced and knowledgeable financial advisor, ready to work with you to ensure you and your family’s financial future. He has a degree in Financial Management and has also been certifi...

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by Kisendree, 073****732

Excellent service from Kuben, always checking up on my family and myself. Truly appreciate it.

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BSQD Financial Services

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Can you afford not to get in contact with us. Helping Individuals and Businesses navigate the complexities of personal and corporate finance, our financial advisor company provides expert guidance, tailored solutions, and unparalleled service...

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by Justin, 065****337

Thank you Mathys for assisting my wife and I to transition from our old medical aid which closed down. It was an easy and informed process.

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Pure-Sure Pty Ltd

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Life, Vehicle/Care/Home and Commercial Insurance. We are Life and Short-Term Insurance Brokerage. We have contracted with the Insurance within the country. Get 10 the best car insurance quotations within 5 minutes....

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by SIZWE, 083****923

Pure-Sure is a well-run Small enterprise in the insurance space. They assist with investments and life policies and are a pleasure to work with.

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Insure It Wize

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Insurance Simplicity & Medical Aid Expert Advice. We can assist client with there medical aid requirements and ensure that they are on the correct medical aid. We have an added service called medical aid assist we offer the client, where we ...

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Duval-Old Mutual Adviser

Services Kroonstad

I am an authorized representative of the Old Mutual Life assurance company in respect of the products listed in my Old Mutual mandate letter. Dedicated financial advisory services that assists individuals in forming comprehensive financial p...

1 review

by Christelle, 083****731

Very happy client, thanks Duval for all your help.

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Sanlam Short-Term Broker

Services Kroonstad

Protecting what matters most with tailored insurance solutions for your car, home, and belongings—backed by trust, expertise, and exceptional service. I am a Short-Term Insurance Advisor with expertise in both personal and business insurance...

1 review

by Katleho, 081****330

Ledile Manamela provided me with excellent service from start to finish. Their customer service team was professional. I would highly recommend him to anyone looking for reliable insurance with great customer support.

Request a Quote

G&S Insurance Consultants

Services Kroonstad

G&S Insurance Consultants is the leading insurance broker on the East Rand with a market share exceeding 10%. We offer our clients a wide variety of specialized products and services. Our core business has been the same for 20 years – to...

1 review

by M, 082****697

The service and support we have received has always been absolutely excellent.

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Frequently Asked Questions

What are the different types of insurance?
There’s a range of insurance plans that cater to different industries. Most people aren’t aware of how varied insurance can be and which insurance plans are important to have. Insurance brokers in Kroonstad can help you choose the insurance plan you need.

Here is a list of the many types of insurance available in South Africa:

- Property or Home insurance
- Car insurance
- Travel insurance
- Business insurance
- Income protection insurance
- Legal Insurance (legal cover)
- Health insurance (medical aid)
- Disability insurance (disability cover)
- Funeral insurance (funeral cover)
- Life insurance (life cover)
Is it necessary to have insurance?
The thought of paying thousands of Rands for insurance can be daunting. However, the benefits of having insurance usually outweigh the cons. It helps you to manage risks, pay for unexpected mishaps and ensure that your family and friends have a comfortable future. Insurance brokers in Kroonstad invest your premium funds securely, so it can grow, and pay out when there's a claim.
What factors influence my insurance premiums?
It depends on the type of insurance. However, common factors for determining your premiums include:

- Age
- Physical and mental health status
- Marital status
- Income
- Net worth of insured person
- Value of insured items
- Levels of safety in your home, office, shop etc
- The area you live in
What’s the difference between health insurance and life insurance?
It’s easy to get confused between health insurance and life insurance as they are both related to the wellbeing of a person. However, health insurance covers consultations with doctors, medical procedures, hospital fees and medicine. The goal is to have medical funds that aid people in getting the necessary services to be healthier and live longer. On the other hand, life insurance is a policy that means a certain amount of money will be paid out to beneficiaries if the insured person dies. People who have chronic illness or unhealthy habits are likely to have higher life insurance premiums.
How do I submit a claim?
The process of submitting a claim varies between each insurance broker in Kroonstad. However, it usually entails contacting your insurance broker as soon as possible and providing them with the claim details. In some cases, you can submit a claim online. Otherwise, you might have to speak to an insurance consultant over the phone or in-person. It’s also important to make sure that all claim information is as accurate as possible.
Why do my car insurance premiums increase each year?
There are plenty of factors that influence your car insurance premiums. The value of your car is constantly decreasing so you’re more likely to need funds for repairs and servicing. Car insurance premiums increase because the cost of repairing a vehicle and replacing parts increases every year. One of the few ways to try and bring down your car insurance premiums is driving it less and having a safe parking area for your car at home.

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What are the different types of insurance?

Is it necessary to have insurance?

What factors influence my insurance premiums?

What’s the difference between health insurance and life insurance?

How do I submit a claim?

Why do my car insurance premiums increase each year?

Quote requests posted by other customers for insurance

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