How does a debt review help you?

A debt review helps clients restructure or reduce their debt payments to their creditors. You will still pay off your debt but at lower installments.

Can your car or home get repossessed?

When you’re under debt review you’re given a certain amount of protection. Creditors are not allowed to repossess assets as long as they form part of your review. If you're following the advice of the debt counsellor and keeping up with payments creditors have no valid reasons to repossess your assets.

What happens after the debts are paid off?

Once all your debt is paid off the debt counsellor notifies the National Credit Regulator (NCR). The email specifies the details of your case and the NCR must remove your name from its registry & the credit bureau lists.

Will your debt review affect your spouse’s credit?

Quite a few factors determine how partners’ finances affect each other: -If the marriage happens after the initial debt review your spouse’s credit shouldn’t be affected. -If you’re married in community of property you legally share all assets and debt. If you're under a debt review your spouse will be too.

Will the debt review affect your home’s bond?

A debt review doesn’t affect your bond. Your bond is included in the list of creditors you need to pay.

How long does it take for the debt to be cleared?

Your debt review period depends on a number of factors: -Your income -The number of creditors you have -The total outstanding debt -The interest rates on the accounts -The percentage of rates increases When you consult with debt counsellors you’ll get a full breakdown of the process. You’ll be told what will be paid to whom and the estimated time before the process is completed.

Will you be accepted for new credit if you’re on the NCR registry?

No new credit will be approved if you're listed on the NCR registry. You’re struggling to repay current debt. No new creditor will accept the risk of not receiving payments.

Will creditors still pursue you for payments?

When under debt review your debt counsellor takes over much of the administration. But you’re bound to still receive communication from your creditors. Even though they’re informed of your review it may take time to update their systems with your repayment plan. If they keep contacting you simply inform them you’re working with a debt counsellor and when payment is scheduled.

What happens if you can't pay the debt due to an emergency or death?

When emergencies arise the debt counsellor must inform the creditors of possible problems with payments. New arrangements need to be made. All parties—the client, debt counsellor and creditor—must agree to the new terms.

1. You never pay to use Snupit. It’s free and you get to compare multiple quotes from the best debt counsellors in Mooinooi. 2. Professionals listed on the Snupit platform are experienced, friendly and background-checked. Our numbers say it all! Of the 0 reviews for debt counsellors, our customers have had a positive and a rewarding experience with 0 debt counselling projects. 3. Choose from 9 trusted and high quality professionals in Mooinooi who can assist you with just about anything you need done. 4. Don’t overpay for any service, hire a local expert from our talent pool of 19 debt counsellors in Mooinooi who are skilled and vetted.

Top Debt Counsellors in Mooinooi

Madiala Financial Solutions

Services Mooinooi

Are you drowning in Debt? Let us help you get out of Debt. We are a debt restructuring organization who aims to assist South African consumers who are over indebted. We offer debt counseling by negotiating a restructured payment plan to make ...show more

4.8

5 reviews

by phina, 074****561

They are professional, i received the best service.

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Visagie Attorneys

Services Mooinooi

“Client Focused and Results Driven”. The services we offer include: Anti-Nuptial Agreements, Blacklisting / ITC Removal, Child contact and responsibilities, Civil Litigation, Civil Partnerships, Cohabitation Agreements, Court Preparation, Deb ...show more

4 reviews

by Marlo, 067****111

Excellent and professional service! I highly recommend Visagie Attorneys.

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Tandem Debt Solutions

Services Mooinooi

Consolidate your debt into one affordable monthly repayment. Tandem Debt Solutions, established in 2019, are a debt counselling firm. We help to consolidate your debt into one easy repayment, and help you to be in control of your finances on ...show more

0.0

0 reviews

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Debt Therapy

Services Mooinooi

Reduce your monthly instalments with up to 50% and get protection from Credit Provider. Debt Therapy has been rated as one of the top 5 Debt Counselling companies in SA for the last 4 years. Debt Therapy is the 1st company in SA to offer Debt ...show more

0.0

0 reviews

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Registered Debt Counsellor

Services Mooinooi

You only pay what you can afford. Contact our office for a FREE assessment. A definite solution for consumers that face financial difficulties. What Is Debt Review? Debt Review forms part of the National Credit Act and is a legal process th ...show more

0.0

0 reviews

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Rights 4 U Debt Counsellors

Services Mooinooi

Tell your money where to go! Reduce your payments to an amount you can afford. Prioritise peace of mind!. We use the law to help you assess your monthly payments, look for ways you can pay less and free up cash you can use for your needs and ...show more

2 reviews

by Hlamy, 079****749

Friendly stuff??

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Debt Solver

Services Mooinooi

If you have difficulty paying your debt contact us we do debt counselling. The Debt Solver Debt Counselling The service that we rendered is to negotiate lower instalments on your debt. Unlike “Administration” Debt Review allows you to i ...show more

0.0

0 reviews

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Grobler Malope Inc

Services Mooinooi

We are a boutique law firm offering professional services of exceptional quality at an affordable price. We offer various services but mainly focus on Insolvency-, Family-, and Labour Law. We believe in being the best, not the biggest. Clien ...show more

0.0

0 reviews

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Tebogo Phapogo Attorneys

Services Mooinooi

We are firm of innovative and dynamic Attorneys situated at the heart of Rustenburg. Navigating through legal matters can be overwhelming, this is why we commit ourselves to assist and guide our clients with their legal matters. We offer bro ...show more

0.0

0 reviews

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Adventum Debt Management

Services Mooinooi

Creating order in your financial chaos. All dire financial related matters. ...show more

0.0

0 reviews

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CHA Group

Services Mooinooi

The CHA Group comprises of 3 companies namely, CHA Consulting (Pty) Ltd, Entirweni Management Services (Pty) Ltd and Debtsmart Ruimsig cc. The main services offered between the companies are; All aspects of Industrial Realtions and Huma ...show more

0.0

0 reviews

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Help Me With My Debts

Services Mooinooi

Giving Over-indebted South Africans a lifeline to get debt free& cancel debt review. Giving Over-indebted South Africans a lifeline to get debt free & cancel debt review ...show more

0.0

0 reviews

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Debt Xposer

Services Mooinooi

0.0

0 reviews

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Debt Rescue

Services Mooinooi

0.0

0 reviews

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Johanna Sophia Swanepoel

Services Mooinooi

0.0

0 reviews

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Frequently Asked Questions

Do you feel stressed about mounting debt? Guess what? You don’t have to handle it on your own. South Africa has many certified debt counsellors. They know exactly what you need to manage your debt. And with Snupit’s review feature you can find one that offers excellent customer service. With them you’ll feel comfortable talking about your personal finances.

How does a debt review help you?
A debt review helps clients restructure or reduce their debt payments to their creditors. You will still pay off your debt but at lower installments.
Can your car or home get repossessed?
When you’re under debt review you’re given a certain amount of protection. Creditors are not allowed to repossess assets as long as they form part of your review. If you're following the advice of the debt counsellor and keeping up with payments creditors have no valid reasons to repossess your assets.
What happens after the debts are paid off?
Once all your debt is paid off the debt counsellor notifies the National Credit Regulator (NCR). The email specifies the details of your case and the NCR must remove your name from its registry & the credit bureau lists.
Will your debt review affect your spouse’s credit?
Quite a few factors determine how partners’ finances affect each other:

- If the marriage happens after the initial debt review your spouse’s credit shouldn’t be affected.

- If you’re married in community of property you legally share all assets and debt. If you're under a debt review your spouse will be too.
Will the debt review affect your home’s bond?
A debt review doesn’t affect your bond. Your bond is included in the list of creditors you need to pay.
How long does it take for the debt to be cleared?
Your debt review period depends on a number of factors:

- Your income
- The number of creditors you have
- The total outstanding debt
- The interest rates on the accounts
- The percentage of rates increases

When you consult with debt counsellors you’ll get a full breakdown of the process. You’ll be told what will be paid to whom and the estimated time before the process is completed.
Will you be accepted for new credit if you’re on the NCR registry?
No new credit will be approved if you're listed on the NCR registry. You’re struggling to repay current debt. No new creditor will accept the risk of not receiving payments.
Will creditors still pursue you for payments?
When under debt review your debt counsellor takes over much of the administration. But you’re bound to still receive communication from your creditors.

Even though they’re informed of your review it may take time to update their systems with your repayment plan. If they keep contacting you simply inform them you’re working with a debt counsellor and when payment is scheduled.
What happens if you can't pay the debt due to an emergency or death?
When emergencies arise the debt counsellor must inform the creditors of possible problems with payments. New arrangements need to be made. All parties—the client, debt counsellor and creditor—must agree to the new terms.
Why Snupit?
1. You never pay to use Snupit. It’s free and you get to compare multiple quotes from the best debt counsellors in Mooinooi.

2. Professionals listed on the Snupit platform are experienced, friendly and background-checked. Our numbers say it all! Of the 0 reviews for debt counsellors, our customers have had a positive and a rewarding experience with 0 debt counselling projects.

3. Choose from 9 trusted and high quality professionals in Mooinooi who can assist you with just about anything you need done.

4. Don’t overpay for any service, hire a local expert from our talent pool of 19 debt counsellors in Mooinooi who are skilled and vetted.

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Top Debt Counsellors in Mooinooi

How does a debt review help you?

Can your car or home get repossessed?

What happens after the debts are paid off?

Will your debt review affect your spouse’s credit?

Will the debt review affect your home’s bond?

How long does it take for the debt to be cleared?

Will you be accepted for new credit if you’re on the NCR registry?

Will creditors still pursue you for payments?

What happens if you can't pay the debt due to an emergency or death?

Why Snupit?

Quote requests posted by other customers for debt counsellors

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