Medical aid is a type of insurance where you pay a monthly premium to your medical aid provider every month in Pietermaritzburg. It provides financial cover for a range of medical treatments and medical related expenses. This means that if you suddenly get sick or injured, your health needs will be taken care of.

Is it necessary to have medical aid?

Yes, medical aid is one of the most important types of insurance to have. If you don’t want to rely on the public healthcare system, medical treatment from a private provider can be extremely expensive. For this reason, medical aid protects you from paying large sums of money unexpectedly. More importantly, you can get treatment quickly, without needing to wait until you have the money available. There are very few people who can afford to cover all their medical expenses without medical aid.

How does your typical medical aid scheme work?

Medical aid schemes vary depending on your medical aid provider in Pietermaritzburg and the type of plan you’re on. However, the scheme must be a registered legal body according to the Medical Aid Schemes Act. Under the regulations of the act, the main purpose of a medical aid provider is pay out for insurance claims rather than striving to make a big profit.

Is a hospital plan the same thing as medical aid?

No, hospital plans and medical aid plans are two different things. A hospital plan exclusively covers the fees incurred while being treated at a hospital. Contrastingly, a medical aid plan covers both hospital costs and other medical expenses. For example, visits to a general practitioner can be covered by your medical aid in Pietermaritzburg.

What is a co-payment?

There’s a possibility that your medical aid plan doesn’t cover all your medical expenses. It depends on your medical aid provider and the type of plan you have. In this particular case, you may be responsible for a co-payment. This mean’s you’ll have to pay for a portion of the bill out of your own pocket. The exact amount of a co-payment is determined by your unique circumstances.

How do I choose the right medical aid plan?

There’s no medical aid plan that is perfectly suited to everyone, so you’ll have to do your research. However, it’s a good idea to consider the following factors when choosing a plan: -The state of your health -Your income and available budget -Your age and the age of your beneficiaries -Your family situation -Where you reside, work and the destinations which you frequently travel to

Can babies be added to medical aid?

Yes, they certainly can. It’s advisable to do this as soon as they are born since there can be a ton of unexpected medical expenses when it comes to new-borns. Most medical aid schemes in Pietermaritzburg require a birth certificate in order add a baby onto the plan and it can take between 1 week and 3 months depending on how early you applied. In addition, all schemes must cover child dependants at the child rate until they turn 21.

Featured Medical Aid Brokers near Pietermaritzburg

Signature Eyecare

Services Pietermaritzburg

get the best in eye care. Signature Eyecare cares about your vision needs. From the basic eye test to a comprehensive visual examination, we will help you better understand the health of your eyes and what is best for your eye care needs. We ...

4.9

13 reviews

by JEROME, 082****834

Signature eyecare is by far the most professional and caring optometrist out there and we are so lucky to have their practice locally in our area, Optometrist Amina and her receptionists care and customer service levels are of an extremely ...

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PZ Investments

Services Pietermaritzburg

PZ Investments (Pty) Ltd FSP 51275 is a Financial Advisory firm that strives to deliver quality work!. In line with our vision of being the leading and most innovative financial services provider, our various service offering is listed and il...

6 reviews

by Mlunghisi, 074****775

PZ Investments helps me invest in multiple industries locally and abroad with exceptional service and also ensuring that I get great value for money.

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Warren Gorringe Financial Advisor

Services Pietermaritzburg

Your ‘one stop shop’ for all your Financial Planning requirements. Based in Queensburgh, I assist locals as well as clients all over South Africa with their financial planning needs. Expats are welcome to contact me as well to assist with the...

2 reviews

by Nathan, 081****174

Professional, on time and always over delivers. Warren really knows his stuff and on the off-chance that he doesn't I know he'll find out pronto.

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Wellness Brokers

Services Pietermaritzburg

For peace of mind and service with a difference contact Wellness Brokers. We were established in 1999 are an authorized financial services provider and are registered with the FSBSA. We are also registered with the Council for Medical Schemes...

1 review

by Wendy, 083****259

Investments and wills

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Sudac Business Accounts FSP 32814

Services Pietermaritzburg

For excellent advise on long term,investment short term medical aid and funeral cover.We take pride in ensuring the best advise is given at all times. We have about 12 years of experience in the financial service industry.We are fully compli...

1 review

by Avitha, 084****878

Open a RA and very happy with the after sales and professionalism. Thank you Sudac.

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Liberty Corporate Advisory And Personal Financial Planning

Services Pietermaritzburg

Corporate Advisory and Holistic Financial planning for both company and individuals. Individual holistic financial planning: Insurance - (Lifecover, child education, disability, income protection and dread disease) Investments - (Short/L...

2 reviews

by Tamsyn, 083****264

I have no complaints. I am extremely pleased with the service I have received from Tyronne Ramella at Liberty. He has always answered any queries I have had honestly and promptly. I could not ask for a better financial advisor.

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James Lea Financial Advisors

Services Pietermaritzburg

"It's not always about taking out additional investments and/or products. Sometimes its about boxing smarter with what you already have in place". I thoroughly enjoy all things finance. Specifically troubleshooting clients finances to achieve...

2 reviews

by Francois, 083****881

Great advice and service from James Lea related to life cover and retirement planning!

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Sanlam Sabeena Chetty

Services Pietermaritzburg

For all insurance needs..life cover, disability, dread disease. GEPF Annuity Income. (living or life annuities). lUMP SUM investments. For all Life cover, disability cover and dread disease cover. Retirement annuities. living and life annu...

1 review

by LUTCHMEE, 084****668

Sabeena has always provided excellent service. She provided all the information I needed regarding to policy cover. She always responed timeously to my calls and emails.

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Fruition Consulting

Services Pietermaritzburg

Creating and protecting your wealth. An independent financial services provider dedicated to the sole purpose of helping people navigate through the complex and ever changing world of finance. Thereby making a tangible difference in the l...

2 reviews

by Megan, 072****770

I am very impressed with the service that I received. Helpful no friendly staff! Keep up the good service!!

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Liberty Wealth Financial Planner

Pietermaritzburg

Holistic Financial Planning with Major companies. Liberty Wealth Consultant registered with Liberty, Sanlam, Momentum, Old Mutual, Hollard, FMI, Stanlib. Providing holistic financial planning services. Life, Investment, Retirement, Health...

0.0

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S and S Insurance Brokers - Pietermaritzburg

Pietermaritzburg

True service is our magic formula. Discover S and S Insurance Brokers, your trusted hub for comprehensive financial solutions. Our range includes personalized Life Cover with disability and illness protection, Investments for diverse goals, a...

0.0

0 reviews

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Old Mutual

Pietermaritzburg

For A Free Financial Planning Consultation Please Contact Me!!!. ...

0.0

0 reviews

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Larkin Financial Services

Raisethorpe, Pietermaritzburg

0.0

0 reviews

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Medway Marketing

Pietermaritzburg

0.0

0 reviews

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Pooben Govender Insurance Brokers

Bellevue, Pietermaritzburg

0.0

0 reviews

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Frequently Asked Questions

What is medical aid?
Medical aid is a type of insurance where you pay a monthly premium to your medical aid provider every month in Pietermaritzburg. It provides financial cover for a range of medical treatments and medical related expenses. This means that if you suddenly get sick or injured, your health needs will be taken care of.
Is it necessary to have medical aid?
Yes, medical aid is one of the most important types of insurance to have. If you don’t want to rely on the public healthcare system, medical treatment from a private provider can be extremely expensive. For this reason, medical aid protects you from paying large sums of money unexpectedly. More importantly, you can get treatment quickly, without needing to wait until you have the money available. There are very few people who can afford to cover all their medical expenses without medical aid.
How does your typical medical aid scheme work?
Medical aid schemes vary depending on your medical aid provider in Pietermaritzburg and the type of plan you’re on. However, the scheme must be a registered legal body according to the Medical Aid Schemes Act. Under the regulations of the act, the main purpose of a medical aid provider is pay out for insurance claims rather than striving to make a big profit.
Is a hospital plan the same thing as medical aid?
No, hospital plans and medical aid plans are two different things. A hospital plan exclusively covers the fees incurred while being treated at a hospital. Contrastingly, a medical aid plan covers both hospital costs and other medical expenses. For example, visits to a general practitioner can be covered by your medical aid in Pietermaritzburg.
What is a co-payment?
There’s a possibility that your medical aid plan doesn’t cover all your medical expenses. It depends on your medical aid provider and the type of plan you have. In this particular case, you may be responsible for a co-payment. This mean’s you’ll have to pay for a portion of the bill out of your own pocket. The exact amount of a co-payment is determined by your unique circumstances.
How do I choose the right medical aid plan?
There’s no medical aid plan that is perfectly suited to everyone, so you’ll have to do your research. However, it’s a good idea to consider the following factors when choosing a plan:

- The state of your health
- Your income and available budget
- Your age and the age of your beneficiaries
- Your family situation
- Where you reside, work and the destinations which you frequently travel to
Can babies be added to medical aid?
Yes, they certainly can. It’s advisable to do this as soon as they are born since there can be a ton of unexpected medical expenses when it comes to new-borns. Most medical aid schemes in Pietermaritzburg require a birth certificate in order add a baby onto the plan and it can take between 1 week and 3 months depending on how early you applied. In addition, all schemes must cover child dependants at the child rate until they turn 21.

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Request for Medical Aid Brokers. - medical aid Married couple 26 and 32 years Option for Gap Cover

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Featured Medical Aid Brokers near Pietermaritzburg

What is medical aid?

Is it necessary to have medical aid?

How does your typical medical aid scheme work?

Is a hospital plan the same thing as medical aid?

What is a co-payment?

How do I choose the right medical aid plan?

Can babies be added to medical aid?

Quote requests posted by other customers for medical aid

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