How does a debt review help you?

A debt review helps clients restructure or reduce their debt payments to their creditors. You will still pay off your debt but at lower installments.

Can your car or home get repossessed?

When you’re under debt review you’re given a certain amount of protection. Creditors are not allowed to repossess assets as long as they form part of your review. If you're following the advice of the debt counsellor and keeping up with payments creditors have no valid reasons to repossess your assets.

What happens after the debts are paid off?

Once all your debt is paid off the debt counsellor notifies the National Credit Regulator (NCR). The email specifies the details of your case and the NCR must remove your name from its registry & the credit bureau lists.

Will your debt review affect your spouse’s credit?

Quite a few factors determine how partners’ finances affect each other: -If the marriage happens after the initial debt review your spouse’s credit shouldn’t be affected. -If you’re married in community of property you legally share all assets and debt. If you're under a debt review your spouse will be too.

Will the debt review affect your home’s bond?

A debt review doesn’t affect your bond. Your bond is included in the list of creditors you need to pay.

How long does it take for the debt to be cleared?

Your debt review period depends on a number of factors: -Your income -The number of creditors you have -The total outstanding debt -The interest rates on the accounts -The percentage of rates increases When you consult with debt counsellors you’ll get a full breakdown of the process. You’ll be told what will be paid to whom and the estimated time before the process is completed.

Will you be accepted for new credit if you’re on the NCR registry?

No new credit will be approved if you're listed on the NCR registry. You’re struggling to repay current debt. No new creditor will accept the risk of not receiving payments.

Will creditors still pursue you for payments?

When under debt review your debt counsellor takes over much of the administration. But you’re bound to still receive communication from your creditors. Even though they’re informed of your review it may take time to update their systems with your repayment plan. If they keep contacting you simply inform them you’re working with a debt counsellor and when payment is scheduled.

What happens if you can't pay the debt due to an emergency or death?

When emergencies arise the debt counsellor must inform the creditors of possible problems with payments. New arrangements need to be made. All parties—the client, debt counsellor and creditor—must agree to the new terms.

1. You never pay to use Snupit. It’s free and you get to compare multiple quotes from the best debt counsellors in Pretoria. 2. Professionals listed on the Snupit platform are experienced, friendly and background-checked. Our numbers say it all! Of the 43 reviews for debt counsellors, our customers have had a positive and a rewarding experience with 43 debt counselling projects. 3. Choose from 6584 trusted and high quality professionals in Pretoria who can assist you with just about anything you need done. 4. Don’t overpay for any service, hire a local expert from our talent pool of 60 debt counsellors in Pretoria who are skilled and vetted.

Top Debt Counsellors in Pretoria

Gauteng Debt Counselling

Montana Park, Pretoria

Debt Counsellor services in SA. We specialise in Debt Counselling. Gauteng Debt Counselling has been in the Debt Review practice since 2010. Our track record is excellent, delivering great quality service with an understanding attitude com ...show more

11 reviews

by Portia, 076****062

I am happy with the servce and i appreciate the guidence i received , I am having a baby because of the freedom i received . Keep helping others who are in need . Thank you...

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Creditsmart Financial Services

Monumentpark, Pretoria

The Smart Way Out of Debt. CreditSmart is a financial services provider focused on assisting consumers with every aspect of credit, debt and financial management. 1. Help consumers get smart about their credit, debt and finances. 2. Help ...show more

20 reviews

by Roseline, 063****943

Xolani's service was 100% for me, I had a few questions that I wasn't sure of and he helped me with all of it, very nice chatting to him and I was comfortable with him too. Thanks

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Rihanyo Financial Solutions

Pretoria

Don't let DEBT get you down, call us... We provide Debt Counselling services to help you cope with your monthly payments. Let us stop harassing messages and phone calls from creditors, help you keep your assets from repossession, reduce you ...show more

4.5

2 reviews

by Paraousia, 072****899

I'm still under Rihanyo Financial Solutions debt review and their services is 100% compare to where I was before. I'm busy referring new clients.

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Informed Debt Solutions

Services Pretoria

Restructure your debts and Protect your assets. We are a registered debt counselling company with over 8 years of experience in debt counselling. Debt counselling can help you restructure your debts into one affordable monthly payment and hel ...show more

3 reviews

by Annie, 073****021

I was surprised at how fast IDS responded to my query, I contacted them via facebook and two days later my evaluation was done and I was signed up, I can't wait to be debt free. Thank you.

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Sa Debt Review

Services Pretoria

We offer a more affordable way to restructure your debt into one lower installment. We offer a more affordable way to restructure your debt into one lower installment. We can reduce your debt by up to 60% of the monthly installment. We can st ...show more

3 reviews

by Maria, 084****774

After my husband passed away I got into financial difficulty having to pay for the funeral - the hospital bill - finalise the Estate as well as maintenance on my home - I approached SA Debt Review for help until such time I could sell my ho...

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Financial Sounds

Services Pretoria

we offer reliable and easy accessible personal loans tailormade to working class of South Africa. we started in 2024 as a credit provider as a solution to people who are in need of personal loans for different reasons, in just 3 easy steps, f ...show more

1 review

by Koketso, 072****716

I applied for a personal loan while I was at home on their website and in minutes I was replied on how to go on the next step to get approval, then the money was in my bank account.

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Ursula Gouws Consulting

Services Pretoria

I am a Debt Strategist. Let me help you find the ideal legal solution for your unique debt situation. I help individuals become debt free by using the best legal process for their unique financial circumstances. Registered Debt Counselor - N ...show more

0.0

0 reviews

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Plenteous Land Financial Literacy

Services Pretoria

Be FREE from debt. We are registered debt counsellors. We help over-indebted consumers to reduce their monthly debt installments. ...show more

4 reviews

by Johanna, 072****745

The service I received was very professional Communication was excellent Very Friendly and helpful Keep up the good work

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Giant Debt Counsellors

Pretoria

you pay only one affordable installment, Debt reduced to manageable levels. We offer Debt Restructuring, we negotiate with credit providers on your behalf to lower your monthly installments. We provide you with a basic information necessa ...show more

2 reviews

by Asive, 068****928

Ayander is the best debt counsellors, the service is Excellent

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Finrescue

Pretoria Noord, Pretoria

Fin Rescue is operated by Debt Counsellors and attorneys. Dealing with a competent Debt Counsellor can lead to life-changing success. Let us help you build up your credit record, increasing your credit score on ITC step by step. 1. Paid up l ...show more

2 reviews

by Yolanda, 073****018

Finrescue is very helpful and explains their products very well. The ladies I have spoken to are friendly and very helpful. I would recommend Finrescue to other people.

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Seed Of Prosperity

Pretoria South, Pretoria

Financial Literacy and Debt Management Services. We've been serving South Africa people and blue chip corporate companies on financial literacy and debt management services for the past ten years to contribute in making this nation prosper. W ...show more

1 review

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Ludick Attorneys

Daspoort Estate, Pretoria

Experts in Commercial Debt Recoveries and Evictions. We specialize in the recovery of your tenants' rental arrears and / or further legal action. Bulk matters @ contingency rates. Fixed file amount includes litigation cost. Immediate action. ...show more

1 review

by johan, 079****212

Expert Service and Advise at affordable pricing. Friendly staff. Excellent results.

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5IR Accounting

Pretoria

Your one-stop shop for all your reliable financial services needs!. We are a team of Professional Accountants(SA), registered Tax Practictioners and Debt Counsellors. We Provide the following services : Accounting : Preparation of financial ...show more

0.0

0 reviews

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Debt Counselling Help

Groenkloof, Pretoria

Debt Counselling help. Get help with your debt. We will help you fast. Debt Counselling Help has been helping over in debt customers since 2008. We have many success stories and we want you to be one of them. ...show more

0.0

0 reviews

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Debt Counselorhelp

Services Pretoria

Your Helper in Finance. Debt counselor help was established in 2014 and currently is within its 2nd year of operation. There is currently fifteen experienced staff members employed within the company. Debt counselor help target area of op ...show more

4.5

2 reviews

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Frequently Asked Questions

Do you feel stressed about mounting debt? Guess what? You don’t have to handle it on your own. South Africa has many certified debt counsellors. They know exactly what you need to manage your debt. And with Snupit’s review feature you can find one that offers excellent customer service. With them you’ll feel comfortable talking about your personal finances.

How does a debt review help you?
A debt review helps clients restructure or reduce their debt payments to their creditors. You will still pay off your debt but at lower installments.
Can your car or home get repossessed?
When you’re under debt review you’re given a certain amount of protection. Creditors are not allowed to repossess assets as long as they form part of your review. If you're following the advice of the debt counsellor and keeping up with payments creditors have no valid reasons to repossess your assets.
What happens after the debts are paid off?
Once all your debt is paid off the debt counsellor notifies the National Credit Regulator (NCR). The email specifies the details of your case and the NCR must remove your name from its registry & the credit bureau lists.
Will your debt review affect your spouse’s credit?
Quite a few factors determine how partners’ finances affect each other:

- If the marriage happens after the initial debt review your spouse’s credit shouldn’t be affected.

- If you’re married in community of property you legally share all assets and debt. If you're under a debt review your spouse will be too.
Will the debt review affect your home’s bond?
A debt review doesn’t affect your bond. Your bond is included in the list of creditors you need to pay.
How long does it take for the debt to be cleared?
Your debt review period depends on a number of factors:

- Your income
- The number of creditors you have
- The total outstanding debt
- The interest rates on the accounts
- The percentage of rates increases

When you consult with debt counsellors you’ll get a full breakdown of the process. You’ll be told what will be paid to whom and the estimated time before the process is completed.
Will you be accepted for new credit if you’re on the NCR registry?
No new credit will be approved if you're listed on the NCR registry. You’re struggling to repay current debt. No new creditor will accept the risk of not receiving payments.
Will creditors still pursue you for payments?
When under debt review your debt counsellor takes over much of the administration. But you’re bound to still receive communication from your creditors.

Even though they’re informed of your review it may take time to update their systems with your repayment plan. If they keep contacting you simply inform them you’re working with a debt counsellor and when payment is scheduled.
What happens if you can't pay the debt due to an emergency or death?
When emergencies arise the debt counsellor must inform the creditors of possible problems with payments. New arrangements need to be made. All parties—the client, debt counsellor and creditor—must agree to the new terms.
Why Snupit?
1. You never pay to use Snupit. It’s free and you get to compare multiple quotes from the best debt counsellors in Pretoria.

2. Professionals listed on the Snupit platform are experienced, friendly and background-checked. Our numbers say it all! Of the 43 reviews for debt counsellors, our customers have had a positive and a rewarding experience with 43 debt counselling projects.

3. Choose from 6584 trusted and high quality professionals in Pretoria who can assist you with just about anything you need done.

4. Don’t overpay for any service, hire a local expert from our talent pool of 60 debt counsellors in Pretoria who are skilled and vetted.

Need Debt Counsellors in Pretoria?

43 Reviews for debt counsellors
43 Positive Reviews
Recently hired Pros have been rated * 5.0/5 from 43 Reviews
Hire Pretoria Pros for debt counsellors today

Price Estimate for debt counsellors in Pretoria

Application fees: R50 :
Service fees (can be paid in monthly instalments): R1 000 : R6 000

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Top Debt Counsellors in Pretoria

How does a debt review help you?

Can your car or home get repossessed?

What happens after the debts are paid off?

Will your debt review affect your spouse’s credit?

Will the debt review affect your home’s bond?

How long does it take for the debt to be cleared?

Will you be accepted for new credit if you’re on the NCR registry?

Will creditors still pursue you for payments?

What happens if you can't pay the debt due to an emergency or death?

Why Snupit?

Quote requests posted by other customers for debt counsellors

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