Debt Smart Richards Bay  

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A debt counsellor can be considered as an individual who is fully qualified and registered with the National Credit Regulator (NCR). The National Credit Act (NCA) formally introduced debt counsellors, in order to better regulate the process of assisting consumers with managing their debts. Debt counsellors are able to work for an organisation or independently, as long as the correct rules and regulations are abided by.

DEBT SMART is one of South Africa’s leading debt management companies, which comprises extremely qualified, knowledgeable and supportive debt counsellors that will negotiate with credit providers on the behalf of clients, as well as design and implement an affordable debt repayment plan. DEBT SMART debt counsellors aim to empower clients to take control of their finances, as well as their future financial decisions.

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