Medical aid is a type of insurance where you pay a monthly premium to your medical aid provider every month in Secunda. It provides financial cover for a range of medical treatments and medical related expenses. This means that if you suddenly get sick or injured, your health needs will be taken care of.

Is it necessary to have medical aid?

Yes, medical aid is one of the most important types of insurance to have. If you don’t want to rely on the public healthcare system, medical treatment from a private provider can be extremely expensive. For this reason, medical aid protects you from paying large sums of money unexpectedly. More importantly, you can get treatment quickly, without needing to wait until you have the money available. There are very few people who can afford to cover all their medical expenses without medical aid.

How does your typical medical aid scheme work?

Medical aid schemes vary depending on your medical aid provider in Secunda and the type of plan you’re on. However, the scheme must be a registered legal body according to the Medical Aid Schemes Act. Under the regulations of the act, the main purpose of a medical aid provider is pay out for insurance claims rather than striving to make a big profit.

Is a hospital plan the same thing as medical aid?

No, hospital plans and medical aid plans are two different things. A hospital plan exclusively covers the fees incurred while being treated at a hospital. Contrastingly, a medical aid plan covers both hospital costs and other medical expenses. For example, visits to a general practitioner can be covered by your medical aid in Secunda.

What is a co-payment?

There’s a possibility that your medical aid plan doesn’t cover all your medical expenses. It depends on your medical aid provider and the type of plan you have. In this particular case, you may be responsible for a co-payment. This mean’s you’ll have to pay for a portion of the bill out of your own pocket. The exact amount of a co-payment is determined by your unique circumstances.

How do I choose the right medical aid plan?

There’s no medical aid plan that is perfectly suited to everyone, so you’ll have to do your research. However, it’s a good idea to consider the following factors when choosing a plan: -The state of your health -Your income and available budget -Your age and the age of your beneficiaries -Your family situation -Where you reside, work and the destinations which you frequently travel to

Can babies be added to medical aid?

Yes, they certainly can. It’s advisable to do this as soon as they are born since there can be a ton of unexpected medical expenses when it comes to new-borns. Most medical aid schemes in Secunda require a birth certificate in order add a baby onto the plan and it can take between 1 week and 3 months depending on how early you applied. In addition, all schemes must cover child dependants at the child rate until they turn 21.

Featured Medical Aid Brokers near Secunda

Sterling Financial

Services Secunda

To give service, you must give something that cannot be bought or measured with money, that is sincerity and integrity – Douglas Adams. By dealing with clients with from start to end we will ensure that all clients are treated fairly, informa...

4.8

6 reviews

by Osman, 073****699

Excellent service,high level of proffesional shown.

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Dereck Antunes @ Momentum

Services Secunda

CALL TODAY for all your Insurance, Investment, Medical aid, Short term insurance, Financial and Estate planning needs. We provide you with the best service in the following areas: Financial planning, Estate planning, Medical aid cover, Gap c...

3 reviews

by Julie, 083****720

Dereck has been my financial advisor for the past 8 years and is always available with advice when I send an inquiry.

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BSQD Financial Services

Services Secunda

Can you afford not to get in contact with us. Helping Individuals and Businesses navigate the complexities of personal and corporate finance, our financial advisor company provides expert guidance, tailored solutions, and unparalleled service...

3 reviews

by Justin, 065****337

Thank you Mathys for assisting my wife and I to transition from our old medical aid which closed down. It was an easy and informed process.

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Brian Hattingh Financial Advisor

Services Secunda

Affordable Risk Solutions and Financial planning. Life insurance, Income protection, Critical illness, Funeral Cover, medical aid, gap cover, retirement annuity, wills. With more than a decade Industry experience rest assured to get the Best ...

4 reviews

by Trudie, 081****167

I have been dealing with Brian since 2015. He helped me with my very first hospital plan which eventually went over to a medical aid. Brian is always prepared to go the extra mile. He is a phone call or message away. He goes above and beyon...

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Bluecare Financial And Insurance Services

Services Secunda

Best Life Insurance and Car Insurance Premiums combined with Excellent Service. We over 16 years we are passionate in giving you the correct product and advice. We provide product from a variety of insurers including Liberty, Momentum, Dis...

2 reviews

by Engela, 084****263

Very professional and honest.

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John Sprenger Financial Advisor

Services Secunda

Financial Planning. I specialize in Individual Risk, Retirement, Investment, Short Term Insurance, Medical Aid Products and Wills and Trusts. I have a lot of experience in Corporate Retirement, Risk, Short Term Insurance, Medical Funds an...

6 reviews

by Fumisa, 081****100

It is a singular honor for me to write a review for Mr John Sprenger. Mr Sprenger is a dedicated and very knowledgeable financial advisor who has made my life very easy. What I particularly like about Mr Sprenger is his ability to relate to...

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Stocor Brokers

Services Secunda

Customers Can Get The Same Products From Many Other Advisors. We Believe In Giving The Best Service Possible. John Stokes started in 1986 with Southern Life and in 1982 joined Old Mutual and is a independent broker since 1996. Looking after ...

1 review

by Christiaan, 073****097

They provide both our business and personal short-term insurance and I have been very happy with the service.

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Insure It Wize

Services Secunda

Insurance Simplicity & Medical Aid Expert Advice. We can assist client with there medical aid requirements and ensure that they are on the correct medical aid. We have an added service called medical aid assist we offer the client, where we ...

1 review

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Marcel Wasserman Financial Advisors

Services Secunda

Financial & Investment Advisor. After becoming a 5 star rated financial advisor, who advised hundreds of South African breadwinners to increase their wealth & prosperity… I'm going to just give YOU all of my best advice. This way you can be...

1 review

by Sibusiso, 079****939

Excellent service provider. Always sport on. He has used his expertise and experience with financial advisory. Marcel uses Quality service. Using the services will build your financial stability and growth

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Direct Financial Planning

Services Secunda

Key to your financial success. Direct Financial Planning is a financial services provider. We strive to cater for any financial need a client may have by offering a wide variety of financial products, from numerous South African insurance and...

2 reviews

by Connie, 083****854

thanks for the quick and efficient service received by your office and broker.

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G & S Insurance Consultants

Services Secunda

Authorized Financial Service Provider. Insurance; Assurance; Investments; Medical Aid. G&S Insurance Consultants is the leading insurance broker on the East Rand with a market share exceeding 10%. We offer our clients a wide variety of sp...

1 review

by Vernon, 082****915

I received excellent service when I had an insurance claim and always received only professional advice.

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Gravaty

Services Secunda

YOUR ONE-STOP INSURANCE SHOP... We do a complete review of your Short-Term Insurance needs, Personal as well as Commercial Cover. Please feel free to contact us for all your insurance needs and requirements, as well as Medical and Life Cover...

3 reviews

by LEVI, 073****009

EXCELLENT SERVICE

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Mac Helpdesk

Services Secunda

Because every medical aid has a story. We provide assistance to members of medical aids, as well as service providers that is experiencing problems with a medical aid....

1 review

by Themba, 082****877

Ms Karen Cowle is such a dedicated person. She follows any matter through to the end, and gives feed back regularly to keep you on the loop about the progress of the complaint. I value her expertise and would recommend her to anyone with a ...

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HFM Independent Brokers

Services Secunda

Your Broker for Life. Our core focus is to provide guidance, educate and facilitate the journey Private and Corporate clients take to build their Insurance, Healthcare and Investment Portfolios ...

1 review

by Hein, 083****018

These guys are phenomenal! They offer exceptional service and a personal touch. You don't want to be dealing with a call centre, where you are just a number to them. Don't think twice, just get in touch with HFM - you WILL NOT regret it!

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Madanga Solutions

Services Secunda

We understand that financial well-being is essential for both professional and personal growth. Our approach to financial planning is comprehensive and tailored to meet the unique needs of each indivi. Madanga Solutions operating as Momentum ...

1 review

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Frequently Asked Questions

What is medical aid?
Medical aid is a type of insurance where you pay a monthly premium to your medical aid provider every month in Secunda. It provides financial cover for a range of medical treatments and medical related expenses. This means that if you suddenly get sick or injured, your health needs will be taken care of.
Is it necessary to have medical aid?
Yes, medical aid is one of the most important types of insurance to have. If you don’t want to rely on the public healthcare system, medical treatment from a private provider can be extremely expensive. For this reason, medical aid protects you from paying large sums of money unexpectedly. More importantly, you can get treatment quickly, without needing to wait until you have the money available. There are very few people who can afford to cover all their medical expenses without medical aid.
How does your typical medical aid scheme work?
Medical aid schemes vary depending on your medical aid provider in Secunda and the type of plan you’re on. However, the scheme must be a registered legal body according to the Medical Aid Schemes Act. Under the regulations of the act, the main purpose of a medical aid provider is pay out for insurance claims rather than striving to make a big profit.
Is a hospital plan the same thing as medical aid?
No, hospital plans and medical aid plans are two different things. A hospital plan exclusively covers the fees incurred while being treated at a hospital. Contrastingly, a medical aid plan covers both hospital costs and other medical expenses. For example, visits to a general practitioner can be covered by your medical aid in Secunda.
What is a co-payment?
There’s a possibility that your medical aid plan doesn’t cover all your medical expenses. It depends on your medical aid provider and the type of plan you have. In this particular case, you may be responsible for a co-payment. This mean’s you’ll have to pay for a portion of the bill out of your own pocket. The exact amount of a co-payment is determined by your unique circumstances.
How do I choose the right medical aid plan?
There’s no medical aid plan that is perfectly suited to everyone, so you’ll have to do your research. However, it’s a good idea to consider the following factors when choosing a plan:

- The state of your health
- Your income and available budget
- Your age and the age of your beneficiaries
- Your family situation
- Where you reside, work and the destinations which you frequently travel to
Can babies be added to medical aid?
Yes, they certainly can. It’s advisable to do this as soon as they are born since there can be a ton of unexpected medical expenses when it comes to new-borns. Most medical aid schemes in Secunda require a birth certificate in order add a baby onto the plan and it can take between 1 week and 3 months depending on how early you applied. In addition, all schemes must cover child dependants at the child rate until they turn 21.

Quote requests posted by other customers for medical aid

Durban

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Rustenburg

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Knysna

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Durban

Request for Medical Aid Brokers. - medical aid Married couple 26 and 32 years Option for Gap Cover

Newcastle

Request for Medical Aid Brokers. - hospital plans Quotation for myself & 12yr old son .. I also need one for the above including my 63yr ol...

Port Elizabeth

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Pretoria

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Pretoria

Request for Medical Aid Brokers. - medical aid I am 65 years of age and recently returned to South Africa after 10 years living abroad.

Durban

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Newcastle

Request for Medical Aid Brokers. - medical aid

Featured Medical Aid Brokers near Secunda

What is medical aid?

Is it necessary to have medical aid?

How does your typical medical aid scheme work?

Is a hospital plan the same thing as medical aid?

What is a co-payment?

How do I choose the right medical aid plan?

Can babies be added to medical aid?

Quote requests posted by other customers for medical aid

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