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Featured Debt Counsellors near St Lucia

Debt24
Services St Lucia
Advice on all matters debt related. We are pioneers in the debt counselling industry, registering our first case in early 2008, and are well positioned to provide sound legal advice on how best to deal with debt related matters. We specialize...
5
2 reviews
by Darran, 079****280
Jason is the most helpful, informative, understanding and best down to earth person to help with debt counseling. I'm very appreciative of Jason, I would recommend him too anyone who needs help and guidance.
Debt Advisor
Services St Lucia
In too deep with Debt? Is it taking over your life? Let us assist! We can help stop the downward spiral and offer real solutions to your debt problems. We also do loans!. Debt advisor helpline can help stop the downward spiral and offer rea...
4.5
2 reviews
by Sesi, 086****422
Wow! Blown away with the fast service and friendly help from this company. The advisors are really friendly, understanding and helped me get through a big financial problem. Great service. Well done to the team that assisted me.
Legal & Debt Solutions
Services St Lucia
We help you get out of debt. If you are drowning in debt, Legal & Debt Solutionsis the answer you have been looking for. Thousands of South Africans are now living debt-free because they chose to take control of their financial situations and...
5
2 reviews
by Sara, 061****042
The level of understanding and compassion that I was given when I initially dealt with LDS was way above my expectations. They made me feel safe and confident that I could deal with my debts and not have to resort to loan sharks. Iv been wi...
Debt-Rite Debt Solutions
Services St Lucia
Debt Counselling. ...
4.5
4 reviews
by Amanda, 083****143
Always ready to assist me and queries are handled fast and efficient.
Gina Mthebu & Associates
Services St Lucia
5
1 review
by Devania, 073****061
they were very helpful and efficient. they gave me whatever contact details i needed and gave me all the necessary information i needed without hesitation. i was very pleased with them. they were polite and kind as well.
Kzn Debt Counsellors
Services St Lucia
5
1 review
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Frequently Asked Questions
Do you feel stressed about mounting debt? Guess what? You don’t have to handle it on your own. South Africa has many certified debt counsellors. They know exactly what you need to manage your debt. And with Snupit’s review feature you can find one that offers excellent customer service. With them you’ll feel comfortable talking about your personal finances.
  • How does a debt review help you?

    A debt review helps clients restructure or reduce their debt payments to their creditors. You will still pay off your debt but at lower installments.
  • Can your car or home get repossessed?

    When you’re under debt review you’re given a certain amount of protection. Creditors are not allowed to repossess assets as long as they form part of your review. If you're following the advice of the debt counsellor and keeping up with payments creditors have no valid reasons to repossess your assets.
  • What happens after the debts are paid off?

    Once all your debt is paid off the debt counsellor notifies the National Credit Regulator (NCR). The email specifies the details of your case and the NCR must remove your name from its registry & the credit bureau lists.
  • Will your debt review affect your spouse’s credit?

    Quite a few factors determine how partners’ finances affect each other:

    - If the marriage happens after the initial debt review your spouse’s credit shouldn’t be affected.

    - If you’re married in community of property you legally share all assets and debt. If you're under a debt review your spouse will be too.
  • Will the debt review affect your home’s bond?

    A debt review doesn’t affect your bond. Your bond is included in the list of creditors you need to pay.
  • How long does it take for the debt to be cleared?

    Your debt review period depends on a number of factors:

    - Your income
    - The number of creditors you have
    - The total outstanding debt
    - The interest rates on the accounts
    - The percentage of rates increases

    When you consult with debt counsellors you’ll get a full breakdown of the process. You’ll be told what will be paid to whom and the estimated time before the process is completed.
  • Will you be accepted for new credit if you’re on the NCR registry?

    No new credit will be approved if you're listed on the NCR registry. You’re struggling to repay current debt. No new creditor will accept the risk of not receiving payments.
  • Will creditors still pursue you for payments?

    When under debt review your debt counsellor takes over much of the administration. But you’re bound to still receive communication from your creditors.

    Even though they’re informed of your review it may take time to update their systems with your repayment plan. If they keep contacting you simply inform them you’re working with a debt counsellor and when payment is scheduled.
  • What happens if you can't pay the debt due to an emergency or death?

    When emergencies arise the debt counsellor must inform the creditors of possible problems with payments. New arrangements need to be made. All parties—the client, debt counsellor and creditor—must agree to the new terms.
Price Estimate for debt counsellors near by St Lucia

  • Application fees: R50 :
  • Service fees (can be paid in monthly instalments): R1 000 : R6 000

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