What are the different types of insurance?

There’s a range of insurance plans that cater to different industries. Most people aren’t aware of how varied insurance can be and which insurance plans are important to have. Insurance brokers in Volksrust can help you choose the insurance plan you need. Here is a list of the many types of insurance available in South Africa: -Property or Home insurance -Car insurance -Travel insurance -Business insurance -Income protection insurance -Legal Insurance (legal cover) -Health insurance (medical aid) -Disability insurance (disability cover) -Funeral insurance (funeral cover) -Life insurance (life cover)

Is it necessary to have insurance?

The thought of paying thousands of Rands for insurance can be daunting. However, the benefits of having insurance usually outweigh the cons. It helps you to manage risks, pay for unexpected mishaps and ensure that your family and friends have a comfortable future. Insurance brokers in Volksrust invest your premium funds securely, so it can grow, and pay out when there's a claim.

What factors influence my insurance premiums?

It depends on the type of insurance. However, common factors for determining your premiums include: -Age -Physical and mental health status -Marital status -Income -Net worth of insured person -Value of insured items -Levels of safety in your home, office, shop etc -The area you live in

What’s the difference between health insurance and life insurance?

It’s easy to get confused between health insurance and life insurance as they are both related to the wellbeing of a person. However, health insurance covers consultations with doctors, medical procedures, hospital fees and medicine. The goal is to have medical funds that aid people in getting the necessary services to be healthier and live longer. On the other hand, life insurance is a policy that means a certain amount of money will be paid out to beneficiaries if the insured person dies. People who have chronic illness or unhealthy habits are likely to have higher life insurance premiums.

How do I submit a claim?

The process of submitting a claim varies between each insurance broker in Volksrust. However, it usually entails contacting your insurance broker as soon as possible and providing them with the claim details. In some cases, you can submit a claim online. Otherwise, you might have to speak to an insurance consultant over the phone or in-person. It’s also important to make sure that all claim information is as accurate as possible.

Why do my car insurance premiums increase each year?

There are plenty of factors that influence your car insurance premiums. The value of your car is constantly decreasing so you’re more likely to need funds for repairs and servicing. Car insurance premiums increase because the cost of repairing a vehicle and replacing parts increases every year. One of the few ways to try and bring down your car insurance premiums is driving it less and having a safe parking area for your car at home.

Featured Insurance Brokers near Volksrust

Uhuru Financial Services

Services Volksrust

We hand you the key to financial freedom and let you Be your own Boss at your convenience. Uhuru Financial Services is an authorized financial services provider. Which is authorized to render financial services for financial services provid...

6 reviews

by ALESTAIR, 073****801

I recently got a call from Lancelot offering me a free quote which ended up saving me R680 i'm impressed by the level of professionalism and the great effort. My advice to everyone is simple try them and save more with world statue benefits...

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Multi Trust Insurance And Financial Brokers Pty Ltd

Services Volksrust

Family owned small business. A little something about us: Multi Trust Insurance Brokers is a family owned and operated insurance company established in 1968 by founder the late Fred Edward van Heerden. It started out in the study of his h...

2 reviews

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Barko Financial Services

Volksrust

Always there for you... We offer personal loans ranging from R 400.00 - R8 000.00, payable in one installment. The required documents are: - Latest pay slip - Three month’s bank statement - ID book - ...

0.0

0 reviews

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Thando's Personal Loans

Services Volksrust

Your Helper in Finance. Thando's Personal Loans was established in 2014 and currently is within its 2nd year of operation. There is currently fifteen experienced staff members employed within the company. Thando's Personal Loan's target a...

0.0

0 reviews

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Old Mutual Personal Advice

Services Volksrust

Old Mutual is the largest and most trusted financial services provider in Southern Africa. Our prominent position in the industry is reflected in our strong operating performance across all our businesses, our good balance sheet position, s...

1 review

by Engela, 083****452

They do not answer their phone!! I tried for hours and it is just ringing, or they hang up before answering.

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Santam Ltd

Services Volksrust

The health of the South African economy depends on a robust, inclusive and responsible short-term insurance industry where insurance offers policyholders real value. This is particularly the case in challenging economic times marked by ...

0.0

0 reviews

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Quicksure Pty Ltd

Services Volksrust

1 review

by Paul, 076****400

I claimed for a motorcycle which was written off and Charne Borha was the Claim Technician who dealt with the claim.Charne was pleasant and professional and is a asset to Quicksure,it was a pleasure to deal with her Yours sincerly Paul

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George Michalakis Finansiele Adviesdienste

Services Volksrust

1 review

by Matsheo, 073****949

Effective.

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Frequently Asked Questions

What are the different types of insurance?
There’s a range of insurance plans that cater to different industries. Most people aren’t aware of how varied insurance can be and which insurance plans are important to have. Insurance brokers in Volksrust can help you choose the insurance plan you need.

Here is a list of the many types of insurance available in South Africa:

- Property or Home insurance
- Car insurance
- Travel insurance
- Business insurance
- Income protection insurance
- Legal Insurance (legal cover)
- Health insurance (medical aid)
- Disability insurance (disability cover)
- Funeral insurance (funeral cover)
- Life insurance (life cover)
Is it necessary to have insurance?
The thought of paying thousands of Rands for insurance can be daunting. However, the benefits of having insurance usually outweigh the cons. It helps you to manage risks, pay for unexpected mishaps and ensure that your family and friends have a comfortable future. Insurance brokers in Volksrust invest your premium funds securely, so it can grow, and pay out when there's a claim.
What factors influence my insurance premiums?
It depends on the type of insurance. However, common factors for determining your premiums include:

- Age
- Physical and mental health status
- Marital status
- Income
- Net worth of insured person
- Value of insured items
- Levels of safety in your home, office, shop etc
- The area you live in
What’s the difference between health insurance and life insurance?
It’s easy to get confused between health insurance and life insurance as they are both related to the wellbeing of a person. However, health insurance covers consultations with doctors, medical procedures, hospital fees and medicine. The goal is to have medical funds that aid people in getting the necessary services to be healthier and live longer. On the other hand, life insurance is a policy that means a certain amount of money will be paid out to beneficiaries if the insured person dies. People who have chronic illness or unhealthy habits are likely to have higher life insurance premiums.
How do I submit a claim?
The process of submitting a claim varies between each insurance broker in Volksrust. However, it usually entails contacting your insurance broker as soon as possible and providing them with the claim details. In some cases, you can submit a claim online. Otherwise, you might have to speak to an insurance consultant over the phone or in-person. It’s also important to make sure that all claim information is as accurate as possible.
Why do my car insurance premiums increase each year?
There are plenty of factors that influence your car insurance premiums. The value of your car is constantly decreasing so you’re more likely to need funds for repairs and servicing. Car insurance premiums increase because the cost of repairing a vehicle and replacing parts increases every year. One of the few ways to try and bring down your car insurance premiums is driving it less and having a safe parking area for your car at home.

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Featured Insurance Brokers near Volksrust

What are the different types of insurance?

Is it necessary to have insurance?

What factors influence my insurance premiums?

What’s the difference between health insurance and life insurance?

How do I submit a claim?

Why do my car insurance premiums increase each year?

Quote requests posted by other customers for insurance

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