How does a debt review help you?

A debt review helps clients restructure or reduce their debt payments to their creditors. You will still pay off your debt but at lower installments.

Can your car or home get repossessed?

When you’re under debt review you’re given a certain amount of protection. Creditors are not allowed to repossess assets as long as they form part of your review. If you're following the advice of the debt counsellor and keeping up with payments creditors have no valid reasons to repossess your assets.

What happens after the debts are paid off?

Once all your debt is paid off the debt counsellor notifies the National Credit Regulator (NCR). The email specifies the details of your case and the NCR must remove your name from its registry & the credit bureau lists.

Will your debt review affect your spouse’s credit?

Quite a few factors determine how partners’ finances affect each other: -If the marriage happens after the initial debt review your spouse’s credit shouldn’t be affected. -If you’re married in community of property you legally share all assets and debt. If you're under a debt review your spouse will be too.

Will the debt review affect your home’s bond?

A debt review doesn’t affect your bond. Your bond is included in the list of creditors you need to pay.

How long does it take for the debt to be cleared?

Your debt review period depends on a number of factors: -Your income -The number of creditors you have -The total outstanding debt -The interest rates on the accounts -The percentage of rates increases When you consult with debt counsellors you’ll get a full breakdown of the process. You’ll be told what will be paid to whom and the estimated time before the process is completed.

Will you be accepted for new credit if you’re on the NCR registry?

No new credit will be approved if you're listed on the NCR registry. You’re struggling to repay current debt. No new creditor will accept the risk of not receiving payments.

Will creditors still pursue you for payments?

When under debt review your debt counsellor takes over much of the administration. But you’re bound to still receive communication from your creditors. Even though they’re informed of your review it may take time to update their systems with your repayment plan. If they keep contacting you simply inform them you’re working with a debt counsellor and when payment is scheduled.

What happens if you can't pay the debt due to an emergency or death?

When emergencies arise the debt counsellor must inform the creditors of possible problems with payments. New arrangements need to be made. All parties—the client, debt counsellor and creditor—must agree to the new terms.

1. You never pay to use Snupit. It’s free and you get to compare multiple quotes from the best debt counsellors in Durban. 2. Professionals listed on the Snupit platform are experienced, friendly and background-checked. Our numbers say it all! Of the 2 reviews for debt counsellors, our customers have had a positive and a rewarding experience with 2 debt counselling projects. 3. Choose from 2653 trusted and high quality professionals in Durban who can assist you with just about anything you need done. 4. Don’t overpay for any service, hire a local expert from our talent pool of 53 debt counsellors in Durban who are skilled and vetted.

Top Debt Counsellors in Durban

Complete Debt Counselling

Services Durban

Complete Debt Counselling: We specialises in Debt Restructuring and Consumer Protection. Complete Debt Counselling specialise in Consumer Protection and Restructures Consumers Debt by applying the National Credit Act. (during the process we r ...show more

8 reviews

by Dumisani, 065****360

Very private and fantastic one on one assistance

Request a Quote

Bobat And Associates

Services Durban

Call a lawyer who charges reasonably, is highly experienced and will get you results quickly!. With 30 years of experience, the firm has become a trusted household name. Since inception, Bobat and Associates has focused on a vision to d ...show more

4 reviews

by Riad, 072****568

Mr bobat has been my attorney for approx 10 years now, whether it's for business or personal related legal advice, has definitely been my go to person for expert and professional advice each and every time.

Request a Quote

MEG Consulting

Services Durban

Prestigious Financial Services. MEG Consulting provides a vast range of financial products and services, tailored to suit your needs. Our main focus is Debt Consolidation Services, Reckless Lending and Clearances to help ease the financia ...show more

4 reviews

by Ndivhuwo, 076****704

The service received from MEG Consulting was exceptionally well, these guys know their business and know how to translate it to someone like me who does not know the ins and outs. The assistance received helped me a lot and I still recommen...

Request a Quote

Debt Eraser

Services Durban

Why get into more debt? - Afraid of repossession of your car and home? - Struggling to repay your monthly bills? - Tired of being harassed by your creditors? - Are you falling into arrears? - Do you need funds to spoil your family and ...show more

4.2

5 reviews

by Susan, 079****761

This is the worst company to consider for debt review process. i joined them in 2015 and my overal debt has increased instead of decreasing. Normally the debt counsilor will make proposals to the creditors and get a court order on your beha...

Request a Quote

CD Ink Branding

Bellair, Durban

Branding company. Branding, proof-reading, editing, teaching. We also do debt review services using Debt Rescue. These services are available for companies as well where we retrieve you debts where cost only apply to successful collections. V ...show more

0.0

0 reviews

Have you used this business? Write Review

Request a Quote

Diamond Debt Counsellors

Durban

Are you in Debt ?. Diamond Debt is an established company registered with the NCR .We assist consumers that are unable to meet up their monthly debt obligation under current credit agreements .We reduce their total monthly debt to an amount t ...show more

1 review

by Michael, 066****271

Adriel & team helped me clear my debt!

Request a Quote

LL Shadrach Attorneys

Services Durban

DEBT COUNSELLING SPECIALIST - WE CAN SAVE YOUR ASSETS AND HELP YOU LIVE A STRESS FREE LIFE. Our offices specialize in Debt Counselling. Reducing repayments to creditors. Our fees are charged as per the National Credit Regulator Guidelines. Ou ...show more

2 reviews

by P.Naidoo, 082****556

The Service we received is excellent, our matter and queries are always dealt with immediately and with great importance. We are always given priority when ever we need assistance.

Request a Quote

Registered Debt Counsellors

Services Durban

CONSOLIDATE ALL DEBT INTO ONE REDUCED AND AFFORDABLE INSTALMENT. Debt counselling was introduced in 2007 and is governed and regulated by the National Credit Act 34 of 2005. A debt counsellor is a person who is trained and accredited by the ...show more

0.0

0 reviews

Have you used this business? Write Review

Request a Quote

D & R Incorporated

Durban

Your helping hand in Bad times. Being over-indebted is not a shame or a reflection of you as a person due to numerous life events that happen to all of us . . . But it is a shame and a very poor refection if you continue being in denial of yo ...show more

1 review

by THANDY, 073****950

It is a relief plan that is designed to assist those who are declared over-indebted. With debt counselling, your debts will be consolidated, and you will pay one instalment to your debt counsellor. The debt counsellor will do an assessment ...

Request a Quote

Impilo Debt Solutions

Services Durban

We in the business of changing lives. We at Impilo Debt Solutions have more than 10 years of experience in the industry. We have a dedicated team who have forged strong relationships with credit providers. This means we are able to negotiate ...show more

1 review

by Thabo, 072****766

Top notch service from Impilo Debt Solutions. Thanks (Sindisiwe Malunga)

Request a Quote

Kakuru Debt Solutions

Durban

Debt Counselling. ARE YOUR LOAN PROVIDERS WORRYING YOU? We will Get you out of debt com-pletely through our Debt Review process. You (Consumer) have the right to Apply for Debt Review as set out in Section 86 and 87 of the NCA. WE OFFER TH ...show more

0.0

0 reviews

Have you used this business? Write Review

Request a Quote

TPA Debt Management

Services Durban

For REAL Professional and Immediate help with Debt . We are Not just Debt Counselors but also Attorneys with 20 Years of Extensive Experience. We will formulate a repayment plan that best suits your pocket. We will preserve your as ...show more

0.0

0 reviews

Have you used this business? Write Review

Request a Quote

Grand Debt Solutions

Durban

Expert Debt Management &Consultation. Debt Counselling is a formal legal process that provides for a consumer to be declared over indebted and for the Debt Counsellor to negotiate a restructured payment plan and obtain a court order confirmin ...show more

0.0

0 reviews

Have you used this business? Write Review

Request a Quote

Ruvaal Govender Attorney's

Services Durban

An Astute Full Service Law Firm - Specializing in Civil/ Criminal Litigation Debt Collection Family Law Road Accident Unlawful Arrest Contract Law,. Ruvaal Govender Legal Inc. Leading Law Firm, located in Durban. We navigate legal complex ...show more

0.0

0 reviews

Have you used this business? Write Review

Request a Quote

Va Juggernath Attorneys

Durban

Let us set you debt free. We started as a firm of attorneys in 2004 and have specialised in Debt Counselling since 2007 when the Act came into being. Over the years we have assisted many people and have brought applications for numerous other ...show more

0.0

0 reviews

Have you used this business? Write Review

Request a Quote

Frequently Asked Questions

Do you feel stressed about mounting debt? Guess what? You don’t have to handle it on your own. South Africa has many certified debt counsellors. They know exactly what you need to manage your debt. And with Snupit’s review feature you can find one that offers excellent customer service. With them you’ll feel comfortable talking about your personal finances.

How does a debt review help you?
A debt review helps clients restructure or reduce their debt payments to their creditors. You will still pay off your debt but at lower installments.
Can your car or home get repossessed?
When you’re under debt review you’re given a certain amount of protection. Creditors are not allowed to repossess assets as long as they form part of your review. If you're following the advice of the debt counsellor and keeping up with payments creditors have no valid reasons to repossess your assets.
What happens after the debts are paid off?
Once all your debt is paid off the debt counsellor notifies the National Credit Regulator (NCR). The email specifies the details of your case and the NCR must remove your name from its registry & the credit bureau lists.
Will your debt review affect your spouse’s credit?
Quite a few factors determine how partners’ finances affect each other:

- If the marriage happens after the initial debt review your spouse’s credit shouldn’t be affected.

- If you’re married in community of property you legally share all assets and debt. If you're under a debt review your spouse will be too.
Will the debt review affect your home’s bond?
A debt review doesn’t affect your bond. Your bond is included in the list of creditors you need to pay.
How long does it take for the debt to be cleared?
Your debt review period depends on a number of factors:

- Your income
- The number of creditors you have
- The total outstanding debt
- The interest rates on the accounts
- The percentage of rates increases

When you consult with debt counsellors you’ll get a full breakdown of the process. You’ll be told what will be paid to whom and the estimated time before the process is completed.
Will you be accepted for new credit if you’re on the NCR registry?
No new credit will be approved if you're listed on the NCR registry. You’re struggling to repay current debt. No new creditor will accept the risk of not receiving payments.
Will creditors still pursue you for payments?
When under debt review your debt counsellor takes over much of the administration. But you’re bound to still receive communication from your creditors.

Even though they’re informed of your review it may take time to update their systems with your repayment plan. If they keep contacting you simply inform them you’re working with a debt counsellor and when payment is scheduled.
What happens if you can't pay the debt due to an emergency or death?
When emergencies arise the debt counsellor must inform the creditors of possible problems with payments. New arrangements need to be made. All parties—the client, debt counsellor and creditor—must agree to the new terms.
Why Snupit?
1. You never pay to use Snupit. It’s free and you get to compare multiple quotes from the best debt counsellors in Durban.

2. Professionals listed on the Snupit platform are experienced, friendly and background-checked. Our numbers say it all! Of the 2 reviews for debt counsellors, our customers have had a positive and a rewarding experience with 2 debt counselling projects.

3. Choose from 2653 trusted and high quality professionals in Durban who can assist you with just about anything you need done.

4. Don’t overpay for any service, hire a local expert from our talent pool of 53 debt counsellors in Durban who are skilled and vetted.

Need Debt Counsellors in Durban?

2 Reviews for debt counsellors
2 Positive Reviews
Recently hired Pros have been rated * 5.0/5 from 2 Reviews
Hire Durban Pros for debt counsellors today

Price Estimate for debt counsellors in Durban

Application fees: R50 :
Service fees (can be paid in monthly instalments): R1 000 : R6 000

Compare quotes from up to 5 local professionals for debt counsellors

Get things done with Snupit

Free price estimates today from 2653 local experts in Durban for just about anything.

Get Started

Quote requests posted by other customers for debt counsellors

Verulam

Request for Debt Counsellors. Pensioner

Bloemfontein

Request for Debt Counsellors.

Cape Town

Request for Debt Counsellors.

Durban

Request for Debt Counsellors. I need consolidation loan

Secunda

Request for Debt Counsellors.

Bizana

Request for Debt Counsellors. Because it may help me in lot of things

Groblersdal

Request for Debt Counsellors.

Alberton

Request for Debt Counsellors. I am under debt review. I lost my employment last year. My home loan bank wants a 17.3 form completed and I am strug...

Durban North

Request for Debt Counsellors.

Bredasdorp

Request for Debt Counsellors. So previously I was working on a contract basis and missed a few months of payments on my tfg and was handed to their...

Top Debt Counsellors in Durban

How does a debt review help you?

Can your car or home get repossessed?

What happens after the debts are paid off?

Will your debt review affect your spouse’s credit?

Will the debt review affect your home’s bond?

How long does it take for the debt to be cleared?

Will you be accepted for new credit if you’re on the NCR registry?

Will creditors still pursue you for payments?

What happens if you can't pay the debt due to an emergency or death?

Why Snupit?

Quote requests posted by other customers for debt counsellors

Tell us what you need and we'll introduce you to professionals ready to quote you!

Are you sure you want to cancel the request?

Doing Business

Get to Know Us

Let us Help You

Download Apps