What are the different types of insurance?

There’s a range of insurance plans that cater to different industries. Most people aren’t aware of how varied insurance can be and which insurance plans are important to have. Insurance brokers in Jane Furse can help you choose the insurance plan you need. Here is a list of the many types of insurance available in South Africa: -Property or Home insurance -Car insurance -Travel insurance -Business insurance -Income protection insurance -Legal Insurance (legal cover) -Health insurance (medical aid) -Disability insurance (disability cover) -Funeral insurance (funeral cover) -Life insurance (life cover)

Is it necessary to have insurance?

The thought of paying thousands of Rands for insurance can be daunting. However, the benefits of having insurance usually outweigh the cons. It helps you to manage risks, pay for unexpected mishaps and ensure that your family and friends have a comfortable future. Insurance brokers in Jane Furse invest your premium funds securely, so it can grow, and pay out when there's a claim.

What factors influence my insurance premiums?

It depends on the type of insurance. However, common factors for determining your premiums include: -Age -Physical and mental health status -Marital status -Income -Net worth of insured person -Value of insured items -Levels of safety in your home, office, shop etc -The area you live in

What’s the difference between health insurance and life insurance?

It’s easy to get confused between health insurance and life insurance as they are both related to the wellbeing of a person. However, health insurance covers consultations with doctors, medical procedures, hospital fees and medicine. The goal is to have medical funds that aid people in getting the necessary services to be healthier and live longer. On the other hand, life insurance is a policy that means a certain amount of money will be paid out to beneficiaries if the insured person dies. People who have chronic illness or unhealthy habits are likely to have higher life insurance premiums.

How do I submit a claim?

The process of submitting a claim varies between each insurance broker in Jane Furse. However, it usually entails contacting your insurance broker as soon as possible and providing them with the claim details. In some cases, you can submit a claim online. Otherwise, you might have to speak to an insurance consultant over the phone or in-person. It’s also important to make sure that all claim information is as accurate as possible.

Why do my car insurance premiums increase each year?

There are plenty of factors that influence your car insurance premiums. The value of your car is constantly decreasing so you’re more likely to need funds for repairs and servicing. Car insurance premiums increase because the cost of repairing a vehicle and replacing parts increases every year. One of the few ways to try and bring down your car insurance premiums is driving it less and having a safe parking area for your car at home.

Featured Insurance Brokers near Jane Furse

Dereck Antunes @ Momentum

Services Jane Furse

CALL TODAY for all your Insurance, Investment, Medical aid, Short term insurance, Financial and Estate planning needs. We provide you with the best service in the following areas: Financial planning, Estate planning, Medical aid cover, Gap c...

3 reviews

by Julie, 083****720

Dereck has been my financial advisor for the past 8 years and is always available with advice when I send an inquiry.

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Fulu

Services Jane Furse

We are professional in science and technology. Ms. Mavhungu has has completed a BSc Hons, Project Management, Advance management course and Carbon foot print training. Ms. Mavhungu joined census project in February 2008 till March 2012, d...

4.7

3 reviews

by Vhugala, 079****114

Quick

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Bluecare Financial And Insurance Services

Services Jane Furse

Best Life Insurance and Car Insurance Premiums combined with Excellent Service. We over 16 years we are passionate in giving you the correct product and advice. We provide product from a variety of insurers including Liberty, Momentum, Dis...

2 reviews

by Engela, 084****263

Very professional and honest.

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Niven Ramdeen Financial Advisor

Services Jane Furse

Integrity, honesty and professional intermediary services offered with purpose and passion to serve. I am a caring servant leader with a strong capacity to connect with others and form meaningful relationships. This, combined with over 21 ye...

2 reviews

by Tarryn, 083****846

I want to share my positive experience with Niven Ramdeen, a financial advisor at Momentum, who has proven to be an invaluable resource for our students concerning insurance and life cover options. His impressive expertise and dedication to...

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Travel Exec

Services Jane Furse

We strive to plan your travel. Travel Exec was established in 2013 and is a young and proudly South African dynamic company with talented and experienced travel professionals. Our attention to detail is renowned and is evident across every as...

3 reviews

by Cyrilene, 082****553

Thank you very much. There was no issues flights, accommodation and transfers and I’m now back home. Thank you so much for arranging everything!! :-) Leane Belgrove 082 888 3867

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Marcel Wasserman Financial Advisors

Services Jane Furse

Financial & Investment Advisor. After becoming a 5 star rated financial advisor, who advised hundreds of South African breadwinners to increase their wealth & prosperity… I'm going to just give YOU all of my best advice. This way you can be...

1 review

by Sibusiso, 079****939

Excellent service provider. Always sport on. He has used his expertise and experience with financial advisory. Marcel uses Quality service. Using the services will build your financial stability and growth

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Livfree Debt Solutions

Services Jane Furse

Our Debt Relief Services At LivFree Debt Solutions we offer the best solutions possible in the most caring way. These debt relief services include: Debt Counseling The major objective of this proce. About Us LivFree Debt Solutions offers d...

1 review

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HFM Independent Brokers

Services Jane Furse

Your Broker for Life. Our core focus is to provide guidance, educate and facilitate the journey Private and Corporate clients take to build their Insurance, Healthcare and Investment Portfolios ...

1 review

by Hein, 083****018

These guys are phenomenal! They offer exceptional service and a personal touch. You don't want to be dealing with a call centre, where you are just a number to them. Don't think twice, just get in touch with HFM - you WILL NOT regret it!

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National Satellite Brokers Pty Ltd

Services Jane Furse

Small enough to care, big enough to matter. We are short term brokers for 12 different insurers and can assist with personal and commercial policies. We celebrated 25 years of service this year....

2 reviews

by BJ, 083****757

I always receive absolute superb service from the NSB staff. They are always friendly and willing to assist and go the extra mile when needed. I am really happy with their service and their wide range of products assists us in all of our di...

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Barko Financial Services

Services Jane Furse

Always there for you... Barko Financial Services is a leading micro-finance institution in South Africa. The group offers an ethical and innovative credit solution to formally employed and undeserved employees. Barko Financial Services ma...

1 review

by jabu, 083****492

friendly and exceptional service all the time, even in bad times ever smiling always they make you become part of their family well done guys keep the good work.

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Barko Financial Services

Services Jane Furse

1 review

by Rachel, 063****868

Good

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Barko Financial Services

Services Jane Furse

1 review

by Sarah, 071****654

BFS Bester Brown is the best the staff is friendly always smilling even the new staff members that are employed now it feels like we've know each other for years even when you know you've skipped payments cause these things happen they dont...

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Allan Forbes Brokers

Services Jane Furse

6 reviews

by Sheldon, 076****248

Jennifer, is the most helpful person with the best advice and always looking out what suits my and my pocket, i have had many brokers before but Jennifer takes the first place. i would recommend any one to her at anytime, best services and ...

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Barko Financial Services

Services Jane Furse

0.0

0 reviews

Have you used this business? Write Review

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Barko Financial Services

Services Jane Furse

0.0

0 reviews

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Frequently Asked Questions

What are the different types of insurance?
There’s a range of insurance plans that cater to different industries. Most people aren’t aware of how varied insurance can be and which insurance plans are important to have. Insurance brokers in Jane Furse can help you choose the insurance plan you need.

Here is a list of the many types of insurance available in South Africa:

- Property or Home insurance
- Car insurance
- Travel insurance
- Business insurance
- Income protection insurance
- Legal Insurance (legal cover)
- Health insurance (medical aid)
- Disability insurance (disability cover)
- Funeral insurance (funeral cover)
- Life insurance (life cover)
Is it necessary to have insurance?
The thought of paying thousands of Rands for insurance can be daunting. However, the benefits of having insurance usually outweigh the cons. It helps you to manage risks, pay for unexpected mishaps and ensure that your family and friends have a comfortable future. Insurance brokers in Jane Furse invest your premium funds securely, so it can grow, and pay out when there's a claim.
What factors influence my insurance premiums?
It depends on the type of insurance. However, common factors for determining your premiums include:

- Age
- Physical and mental health status
- Marital status
- Income
- Net worth of insured person
- Value of insured items
- Levels of safety in your home, office, shop etc
- The area you live in
What’s the difference between health insurance and life insurance?
It’s easy to get confused between health insurance and life insurance as they are both related to the wellbeing of a person. However, health insurance covers consultations with doctors, medical procedures, hospital fees and medicine. The goal is to have medical funds that aid people in getting the necessary services to be healthier and live longer. On the other hand, life insurance is a policy that means a certain amount of money will be paid out to beneficiaries if the insured person dies. People who have chronic illness or unhealthy habits are likely to have higher life insurance premiums.
How do I submit a claim?
The process of submitting a claim varies between each insurance broker in Jane Furse. However, it usually entails contacting your insurance broker as soon as possible and providing them with the claim details. In some cases, you can submit a claim online. Otherwise, you might have to speak to an insurance consultant over the phone or in-person. It’s also important to make sure that all claim information is as accurate as possible.
Why do my car insurance premiums increase each year?
There are plenty of factors that influence your car insurance premiums. The value of your car is constantly decreasing so you’re more likely to need funds for repairs and servicing. Car insurance premiums increase because the cost of repairing a vehicle and replacing parts increases every year. One of the few ways to try and bring down your car insurance premiums is driving it less and having a safe parking area for your car at home.

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Featured Insurance Brokers near Jane Furse

What are the different types of insurance?

Is it necessary to have insurance?

What factors influence my insurance premiums?

What’s the difference between health insurance and life insurance?

How do I submit a claim?

Why do my car insurance premiums increase each year?

Quote requests posted by other customers for insurance

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