How does a debt review help you?

A debt review helps clients restructure or reduce their debt payments to their creditors. You will still pay off your debt but at lower installments.

Can your car or home get repossessed?

When you’re under debt review you’re given a certain amount of protection. Creditors are not allowed to repossess assets as long as they form part of your review. If you're following the advice of the debt counsellor and keeping up with payments creditors have no valid reasons to repossess your assets.

What happens after the debts are paid off?

Once all your debt is paid off the debt counsellor notifies the National Credit Regulator (NCR). The email specifies the details of your case and the NCR must remove your name from its registry & the credit bureau lists.

Will your debt review affect your spouse’s credit?

Quite a few factors determine how partners’ finances affect each other: -If the marriage happens after the initial debt review your spouse’s credit shouldn’t be affected. -If you’re married in community of property you legally share all assets and debt. If you're under a debt review your spouse will be too.

Will the debt review affect your home’s bond?

A debt review doesn’t affect your bond. Your bond is included in the list of creditors you need to pay.

How long does it take for the debt to be cleared?

Your debt review period depends on a number of factors: -Your income -The number of creditors you have -The total outstanding debt -The interest rates on the accounts -The percentage of rates increases When you consult with debt counsellors you’ll get a full breakdown of the process. You’ll be told what will be paid to whom and the estimated time before the process is completed.

Will you be accepted for new credit if you’re on the NCR registry?

No new credit will be approved if you're listed on the NCR registry. You’re struggling to repay current debt. No new creditor will accept the risk of not receiving payments.

Will creditors still pursue you for payments?

When under debt review your debt counsellor takes over much of the administration. But you’re bound to still receive communication from your creditors. Even though they’re informed of your review it may take time to update their systems with your repayment plan. If they keep contacting you simply inform them you’re working with a debt counsellor and when payment is scheduled.

What happens if you can't pay the debt due to an emergency or death?

When emergencies arise the debt counsellor must inform the creditors of possible problems with payments. New arrangements need to be made. All parties—the client, debt counsellor and creditor—must agree to the new terms.

1. You never pay to use Snupit. It’s free and you get to compare multiple quotes from the best debt counsellors in Pimville. 2. Professionals listed on the Snupit platform are experienced, friendly and background-checked. Our numbers say it all! Of the 0 reviews for debt counsellors, our customers have had a positive and a rewarding experience with 0 debt counselling projects. 3. Choose from 27 trusted and high quality professionals in Pimville who can assist you with just about anything you need done. 4. Don’t overpay for any service, hire a local expert from our talent pool of 32 debt counsellors in Pimville who are skilled and vetted.

Top Debt Counsellors in Pimville

Zero Debt

Services Pimville

Debt Free with Zero Debt!. We assist nationally Zero Debt is one of the leading debt solution companies in South Africa! We protect your assets from repossession by credit providers. We consolidate all your debt and you pay a lot less e ...show more

5 reviews

by Joyce, 083****567

I have been with Zero Debt Rosebank, Johannesburg for over a year now, and I cannot explain the experience I have with them because from the very beginning, the team was understanding, professional, and committed to helping me to navigate m...

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Negociate Credit Solutions

Services Pimville

Your Money Better Terms. Decisions Made By Real People: We don’t use a ‘computer-says-no’ algorithm. We get to know each and every consumer and their specific needs. So if your financial criteria doesn’t fit the strict criteria of many ins ...show more

1 review

by Hannetjie, 084****597

Your service is excellent. Without your help I would not make it. Thanks for your excellent advice and good service. I really appreciate it very much.

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Bayport Financial Services

Services Pimville

Give Your Budget A Boost!. Bayport Financial Services was established in 2004 and currently is within its 16th year of operation. There are over fifty well trained and experienced staff members employed within the company. Bayport Financia ...show more

4.5

2 reviews

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SA Debt Help

Services Pimville

Debt Help NOW. SA DEBT HELP is a debt counselling company helping consumers who are over-indebted. Improve cash-flow and improve quality of life. Lower debt stress. Credit rescue for over-indebted consumers. ...show more

2 reviews

by MICHELLE, 071****120

SA DEBT HELP GIVES GOOD ADVICE ON DEBT PROBLEMS AND ASSIST YOU WITH DEBT RELIEF

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Debt Sage

Services Pimville

Debt Sage is South Africa’s most reliable and transparent debt management company. We are helping our clients, and the community as a whole, take control of their finances and their quality of life. Debt Sage is assisting many over-indebted ...show more

5 reviews

by Anthea, 065****805

Applying for debt review is scary and very demotivating.. looking for a Debt Counselor can be too..Phumeza Juqu took me through the process with such dignity and grace not once did i feel like she was judging me..she was calm cool informati...

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Consumer Credit Law

Services Pimville

Consumer Credit Law - Know Your Rights. We are a team of Consumer Law experts who assist consumers in dealing with credit providers in terms of the legislation that governs the practice of borrowing from institutions for the purchase of movab ...show more

0.0

0 reviews

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Lubisi Attorneys

Services Pimville

We are a law firm that provides innovative and viable legal solutions to our clients. An encounter with us will leave you satisfied and problem free. Do not hesitate to hand over your problem to us. We are a general practice law firm offerin ...show more

0.0

0 reviews

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Tandem Credit Relief Services

Services Pimville

To provide practical and achievable credit solutions to overindebted South African Consumers through the application of specialist's knowledge and experience. Tandem Credit Relief Services was established in February 2021. The entire team co ...show more

0.0

0 reviews

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Legal & Tax Services

Services Pimville

Stay protected, informed and empowered. Legal&Tax is the only legal insurance company in the country to provide you with both legal and tax services. We help you navigate the complexities of South Africa's legal and tax environment and protec ...show more

0.0

0 reviews

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Credi Green Debt Solutions

Services Pimville

we remove your debt review flag so you can access credit with ease. CREDIGREEN DEBT SOLUTIONS is a credit rehabilitation company assisting consumers nationwide access credit and increase their credit score. We also assist consumers get out ...show more

0.0

0 reviews

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Van Staden Schoeman Attorneys

Services Pimville

A 24 hour law firm with client welfare and satisfaction as our own objection. Customer satisfaction and welfare are our main objectives. We offer a 24 hour emergency service and one of our staff will attend to your enquiry immediately. The fi ...show more

0.0

0 reviews

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Freeman Debt Relief

Services Pimville

Freeman Debt Relief is based in Gauteng and offers debt counselling services to consumers throughout South Africa. We are just a call away to help you regain financial freedom. We are a Debt Counselling Company Registered with the National ...show more

0.0

0 reviews

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JK Loan Company

Services Pimville

Together we can do more. JK Loan Company was established in 2016 and currently is within its opening year of operation. There are currently five well trained and experienced staff members employed within the company. JK Loan Company’s tar ...show more

0.0

0 reviews

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Restart Debt Management

Services Pimville

A second chance for your finances. Are you overwhelmed by debt and can’t afford to pay all your creditors on time? Do you have more month at the end of your money and are struggling to make ends meet? Are creditors phoning you, demandin ...show more

0.0

0 reviews

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Banaka Consultants

Services Pimville

We do searchworks on properties,verify companies,do personal credit checks and etc. We help clients decide better with providing history on properties, businesses before deciding to buy, We also do credit checks before you are fooled by debt ...show more

0.0

0 reviews

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Frequently Asked Questions

Do you feel stressed about mounting debt? Guess what? You don’t have to handle it on your own. South Africa has many certified debt counsellors. They know exactly what you need to manage your debt. And with Snupit’s review feature you can find one that offers excellent customer service. With them you’ll feel comfortable talking about your personal finances.

How does a debt review help you?
A debt review helps clients restructure or reduce their debt payments to their creditors. You will still pay off your debt but at lower installments.
Can your car or home get repossessed?
When you’re under debt review you’re given a certain amount of protection. Creditors are not allowed to repossess assets as long as they form part of your review. If you're following the advice of the debt counsellor and keeping up with payments creditors have no valid reasons to repossess your assets.
What happens after the debts are paid off?
Once all your debt is paid off the debt counsellor notifies the National Credit Regulator (NCR). The email specifies the details of your case and the NCR must remove your name from its registry & the credit bureau lists.
Will your debt review affect your spouse’s credit?
Quite a few factors determine how partners’ finances affect each other:

- If the marriage happens after the initial debt review your spouse’s credit shouldn’t be affected.

- If you’re married in community of property you legally share all assets and debt. If you're under a debt review your spouse will be too.
Will the debt review affect your home’s bond?
A debt review doesn’t affect your bond. Your bond is included in the list of creditors you need to pay.
How long does it take for the debt to be cleared?
Your debt review period depends on a number of factors:

- Your income
- The number of creditors you have
- The total outstanding debt
- The interest rates on the accounts
- The percentage of rates increases

When you consult with debt counsellors you’ll get a full breakdown of the process. You’ll be told what will be paid to whom and the estimated time before the process is completed.
Will you be accepted for new credit if you’re on the NCR registry?
No new credit will be approved if you're listed on the NCR registry. You’re struggling to repay current debt. No new creditor will accept the risk of not receiving payments.
Will creditors still pursue you for payments?
When under debt review your debt counsellor takes over much of the administration. But you’re bound to still receive communication from your creditors.

Even though they’re informed of your review it may take time to update their systems with your repayment plan. If they keep contacting you simply inform them you’re working with a debt counsellor and when payment is scheduled.
What happens if you can't pay the debt due to an emergency or death?
When emergencies arise the debt counsellor must inform the creditors of possible problems with payments. New arrangements need to be made. All parties—the client, debt counsellor and creditor—must agree to the new terms.
Why Snupit?
1. You never pay to use Snupit. It’s free and you get to compare multiple quotes from the best debt counsellors in Pimville.

2. Professionals listed on the Snupit platform are experienced, friendly and background-checked. Our numbers say it all! Of the 0 reviews for debt counsellors, our customers have had a positive and a rewarding experience with 0 debt counselling projects.

3. Choose from 27 trusted and high quality professionals in Pimville who can assist you with just about anything you need done.

4. Don’t overpay for any service, hire a local expert from our talent pool of 32 debt counsellors in Pimville who are skilled and vetted.

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Top Debt Counsellors in Pimville

How does a debt review help you?

Can your car or home get repossessed?

What happens after the debts are paid off?

Will your debt review affect your spouse’s credit?

Will the debt review affect your home’s bond?

How long does it take for the debt to be cleared?

Will you be accepted for new credit if you’re on the NCR registry?

Will creditors still pursue you for payments?

What happens if you can't pay the debt due to an emergency or death?

Why Snupit?

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