What are the different types of insurance?

There’s a range of insurance plans that cater to different industries. Most people aren’t aware of how varied insurance can be and which insurance plans are important to have. Insurance brokers in Port Edward can help you choose the insurance plan you need. Here is a list of the many types of insurance available in South Africa: -Property or Home insurance -Car insurance -Travel insurance -Business insurance -Income protection insurance -Legal Insurance (legal cover) -Health insurance (medical aid) -Disability insurance (disability cover) -Funeral insurance (funeral cover) -Life insurance (life cover)

Is it necessary to have insurance?

The thought of paying thousands of Rands for insurance can be daunting. However, the benefits of having insurance usually outweigh the cons. It helps you to manage risks, pay for unexpected mishaps and ensure that your family and friends have a comfortable future. Insurance brokers in Port Edward invest your premium funds securely, so it can grow, and pay out when there's a claim.

What factors influence my insurance premiums?

It depends on the type of insurance. However, common factors for determining your premiums include: -Age -Physical and mental health status -Marital status -Income -Net worth of insured person -Value of insured items -Levels of safety in your home, office, shop etc -The area you live in

What’s the difference between health insurance and life insurance?

It’s easy to get confused between health insurance and life insurance as they are both related to the wellbeing of a person. However, health insurance covers consultations with doctors, medical procedures, hospital fees and medicine. The goal is to have medical funds that aid people in getting the necessary services to be healthier and live longer. On the other hand, life insurance is a policy that means a certain amount of money will be paid out to beneficiaries if the insured person dies. People who have chronic illness or unhealthy habits are likely to have higher life insurance premiums.

How do I submit a claim?

The process of submitting a claim varies between each insurance broker in Port Edward. However, it usually entails contacting your insurance broker as soon as possible and providing them with the claim details. In some cases, you can submit a claim online. Otherwise, you might have to speak to an insurance consultant over the phone or in-person. It’s also important to make sure that all claim information is as accurate as possible.

Why do my car insurance premiums increase each year?

There are plenty of factors that influence your car insurance premiums. The value of your car is constantly decreasing so you’re more likely to need funds for repairs and servicing. Car insurance premiums increase because the cost of repairing a vehicle and replacing parts increases every year. One of the few ways to try and bring down your car insurance premiums is driving it less and having a safe parking area for your car at home.

Featured Insurance Brokers near Port Edward

Signature Eyecare

Services Port Edward

get the best in eye care. Signature Eyecare cares about your vision needs. From the basic eye test to a comprehensive visual examination, we will help you better understand the health of your eyes and what is best for your eye care needs. We ...

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Signature eyecare is by far the most professional and caring optometrist out there and we are so lucky to have their practice locally in our area, Optometrist Amina and her receptionists care and customer service levels are of an extremely ...

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Da Nova Bookkeeping

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Affordable Virtual Bookkeeper. Services Provided. Can assist any business throughout South Africa · The Full Bookkeeping Cycle This include Cash Books, Debtors, Creditors, Invoicing, Bank Reconciliation, Age Analysis, Income and Expendit...

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PZ Investments

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by Mlunghisi, 074****775

PZ Investments helps me invest in multiple industries locally and abroad with exceptional service and also ensuring that I get great value for money.

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Base Connect

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Service was great, called in, turn around time was quick. Base Connect keeps me connected.

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Fin Flex Consulting

Services Port Edward

Assisting your business with financial health while you worry about your business. FIN FLEX CONSULTING (PTY) LTD provides accounting; tax and business consulting services. Director of the company is a Business Accountant in Practice registere...

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I have been working with Fin Flex for more then a year now, their service is simply amazing. Very informed and dedicated to customer service. I highly recommend you giving them a try for all your accounting and taxation needs

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Warren Gorringe Financial Advisor

Services Port Edward

Your ‘one stop shop’ for all your Financial Planning requirements. Based in Queensburgh, I assist locals as well as clients all over South Africa with their financial planning needs. Expats are welcome to contact me as well to assist with the...

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by Nathan, 081****174

Professional, on time and always over delivers. Warren really knows his stuff and on the off-chance that he doesn't I know he'll find out pronto.

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Wellness Brokers

Services Port Edward

For peace of mind and service with a difference contact Wellness Brokers. We were established in 1999 are an authorized financial services provider and are registered with the FSBSA. We are also registered with the Council for Medical Schemes...

1 review

by Wendy, 083****259

Investments and wills

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Sanlam Sabeena Chetty

Services Port Edward

For all insurance needs..life cover, disability, dread disease. GEPF Annuity Income. (living or life annuities). lUMP SUM investments. For all Life cover, disability cover and dread disease cover. Retirement annuities. living and life annu...

1 review

by LUTCHMEE, 084****668

Sabeena has always provided excellent service. She provided all the information I needed regarding to policy cover. She always responed timeously to my calls and emails.

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Seelan Pillay And Associates

Services Port Edward

Notarial work, estates, labour, unlawful arrests, medical negligence, criminal work, divorces, immigration matters, debt counseling and insolvency and criminal record expungement. Our work is predominately in Durban and the surrounding areas...

1 review

by S, 084****075

Excellent services for writing of last will and transfer of property. Best rates thank you for the excellent work

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Forder Van Wyk Pieterse Attorneys

Services Port Edward

Collections, litigation, family matters, divorce, maintenance, custody, estate, wills, criminal, 3rd party claims, notorial, etc. We also do High Court matters....

0.0

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Bitcall

Services Port Edward

You Voice Of Excellence. Bitcall Pty Ltd Private company based in Durban KwaZulu Natal aiming to provide a better and brighter future not only for the wellbeing of our country but for the future wellbeing of our fellow citizens. We aim to pr...

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by John, 062****100

Its a company you love to work with. Great work, great learning. You have great mentors to guide you. Best part is their open door policy.

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Insure Brokers And Financial Planners

Services Port Edward

We offer the following services: Medical Aid and Hospital Plans, Gap Cover, House hold and Motor Insurance, Estate, Retirement and Investment Planning. InSure Brokers & Financial Planners are independant intermediaries based in Southbroo...

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Rainbow Insurance Brokers

Services Port Edward

For all your insurance needs, we are here... We do life cover, medical aid, short term insurance, funeral cover. We are affiliated with Sanlam, Old Mutual, Momentum, Discovery, Liberty....

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Rajeeth Mewalall & Company- Insurance Brokers

Services Port Edward

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Absolutely excellent service and experience ! Most efficiently and speedy assistance by rajeeth and sharon mewalall! They are always ready to help with their knowledge in abundance!

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Yuri Singh & Associates

Services Port Edward

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Frequently Asked Questions

What are the different types of insurance?
There’s a range of insurance plans that cater to different industries. Most people aren’t aware of how varied insurance can be and which insurance plans are important to have. Insurance brokers in Port Edward can help you choose the insurance plan you need.

Here is a list of the many types of insurance available in South Africa:

- Property or Home insurance
- Car insurance
- Travel insurance
- Business insurance
- Income protection insurance
- Legal Insurance (legal cover)
- Health insurance (medical aid)
- Disability insurance (disability cover)
- Funeral insurance (funeral cover)
- Life insurance (life cover)
Is it necessary to have insurance?
The thought of paying thousands of Rands for insurance can be daunting. However, the benefits of having insurance usually outweigh the cons. It helps you to manage risks, pay for unexpected mishaps and ensure that your family and friends have a comfortable future. Insurance brokers in Port Edward invest your premium funds securely, so it can grow, and pay out when there's a claim.
What factors influence my insurance premiums?
It depends on the type of insurance. However, common factors for determining your premiums include:

- Age
- Physical and mental health status
- Marital status
- Income
- Net worth of insured person
- Value of insured items
- Levels of safety in your home, office, shop etc
- The area you live in
What’s the difference between health insurance and life insurance?
It’s easy to get confused between health insurance and life insurance as they are both related to the wellbeing of a person. However, health insurance covers consultations with doctors, medical procedures, hospital fees and medicine. The goal is to have medical funds that aid people in getting the necessary services to be healthier and live longer. On the other hand, life insurance is a policy that means a certain amount of money will be paid out to beneficiaries if the insured person dies. People who have chronic illness or unhealthy habits are likely to have higher life insurance premiums.
How do I submit a claim?
The process of submitting a claim varies between each insurance broker in Port Edward. However, it usually entails contacting your insurance broker as soon as possible and providing them with the claim details. In some cases, you can submit a claim online. Otherwise, you might have to speak to an insurance consultant over the phone or in-person. It’s also important to make sure that all claim information is as accurate as possible.
Why do my car insurance premiums increase each year?
There are plenty of factors that influence your car insurance premiums. The value of your car is constantly decreasing so you’re more likely to need funds for repairs and servicing. Car insurance premiums increase because the cost of repairing a vehicle and replacing parts increases every year. One of the few ways to try and bring down your car insurance premiums is driving it less and having a safe parking area for your car at home.

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Featured Insurance Brokers near Port Edward

What are the different types of insurance?

Is it necessary to have insurance?

What factors influence my insurance premiums?

What’s the difference between health insurance and life insurance?

How do I submit a claim?

Why do my car insurance premiums increase each year?

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