How does a debt review help you?

A debt review helps clients restructure or reduce their debt payments to their creditors. You will still pay off your debt but at lower installments.

Can your car or home get repossessed?

When you’re under debt review you’re given a certain amount of protection. Creditors are not allowed to repossess assets as long as they form part of your review. If you're following the advice of the debt counsellor and keeping up with payments creditors have no valid reasons to repossess your assets.

What happens after the debts are paid off?

Once all your debt is paid off the debt counsellor notifies the National Credit Regulator (NCR). The email specifies the details of your case and the NCR must remove your name from its registry & the credit bureau lists.

Will your debt review affect your spouse’s credit?

Quite a few factors determine how partners’ finances affect each other: -If the marriage happens after the initial debt review your spouse’s credit shouldn’t be affected. -If you’re married in community of property you legally share all assets and debt. If you're under a debt review your spouse will be too.

Will the debt review affect your home’s bond?

A debt review doesn’t affect your bond. Your bond is included in the list of creditors you need to pay.

How long does it take for the debt to be cleared?

Your debt review period depends on a number of factors: -Your income -The number of creditors you have -The total outstanding debt -The interest rates on the accounts -The percentage of rates increases When you consult with debt counsellors you’ll get a full breakdown of the process. You’ll be told what will be paid to whom and the estimated time before the process is completed.

Will you be accepted for new credit if you’re on the NCR registry?

No new credit will be approved if you're listed on the NCR registry. You’re struggling to repay current debt. No new creditor will accept the risk of not receiving payments.

Will creditors still pursue you for payments?

When under debt review your debt counsellor takes over much of the administration. But you’re bound to still receive communication from your creditors. Even though they’re informed of your review it may take time to update their systems with your repayment plan. If they keep contacting you simply inform them you’re working with a debt counsellor and when payment is scheduled.

What happens if you can't pay the debt due to an emergency or death?

When emergencies arise the debt counsellor must inform the creditors of possible problems with payments. New arrangements need to be made. All parties—the client, debt counsellor and creditor—must agree to the new terms.

1. You never pay to use Snupit. It’s free and you get to compare multiple quotes from the best debt counsellors in Port Elizabeth. 2. Professionals listed on the Snupit platform are experienced, friendly and background-checked. Our numbers say it all! Of the 10 reviews for debt counsellors, our customers have had a positive and a rewarding experience with 9 debt counselling projects. 3. Choose from 2035 trusted and high quality professionals in Port Elizabeth who can assist you with just about anything you need done. 4. Don’t overpay for any service, hire a local expert from our talent pool of 16 debt counsellors in Port Elizabeth who are skilled and vetted.

Top Debt Counsellors in Port Elizabeth

Blanche Attorneys

Mount Croix, Port Elizabeth

High standards of ethical conduct with a personal touch. Founded on the 18th of January 2018, Blanché Attorneys is a proud family orientated firm dedicated to service excellence, ethical conduct and competitive standards A young and energe ...show more

3 reviews

by Samantha, 076****008

Excellemt service. I would recommend their professional and personalized service to anyone.

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Debt Counseling Group South Africa

Lorraine, Port Elizabeth

Debt Problems? You have legal rights and we can Help! Over-indebtedness largely results from a change in financial circumstances, caused by reduced income or overuse of credit, although relationship problems and changes in employment status ...show more

2 reviews

by Amanda, 083****387

It is embarrassing to explain to someone that you have problems with your debt, I at least thought it would be. But the staff at DCGsa made me feel so comfortable with talking about my problem. There is a stigma attached to debt, but if we...

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R & W Credit Solutions & Related Legal Services

Newton Park, Port Elizabeth

DEBT IS AN ASSET ! WHY WRITE IT OFF ? Is Non-Payment killing your Business. We will increase your cash flow by recovering what is due to you in a professional and ethical manner Experience and well-trained staff, backed by our in-house atto ...show more

0.0

0 reviews

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Pizzazz By Ciska

Services Port Elizabeth

Dare to live your life in full colour. Assist small bussinesess to list and market their bussinesess online Assist individuals to create an income online from home Marketing of products for companies as an affiliate Assist individuals to ...show more

0.0

0 reviews

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The National Debt Review Center

Port Elizabeth

With You, Every Step of the Way. Debt Counselling Debt Review Removal Debt Review Clearance Certificates ...show more

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0 reviews

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National DRS

Mount Croix, Port Elizabeth

A debt free vision. Contact us now for a no obligation, discreet assessment of your financial situation. Not only do you have the peace of mind of your assets immediately being protected, but you pay less and we do the rest. No more phone ca ...show more

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0 reviews

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Debt Pro SA Gqeberha

Mill Park, Port Elizabeth

Registered Debt Counsellors. We are a registered debt counselling company with more than 20 years' combined experience in the industry. ...show more

0.0

0 reviews

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Debt Management Services

Services Port Elizabeth

Struggling to pay your Debt?? Are you faced with Legal actions? You hardly sleep at night? Threatening phone calls are tormenting you? Debt Management Services has the Solution for you. • Pay one affordable installment to all your credit ...show more

0.0

0 reviews

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Able Tracers & Debt Collectors

Parsons Hill, Port Elizabeth

Able Tracers & Debt Collectors was founded in 1965 and specializes in the collecting of unpaid debts of high and low value from individuals to commercial entities throughout the world. Based in Port Elizabeth. we offer our clients an eff ...show more

0.0

0 reviews

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Debt Smart

Newton Park, Port Elizabeth

1 review

by Anita, 072****240

Thank you for taking the time to answer my questions and explaining the process. I like to have someone in the area where I am staying - understanding the "climate" better.

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Legal & Tax Services

Newton Park, Port Elizabeth

2 reviews

by Bongani, 076****433

I have not been serviced well by your service since i join your service. I have never received an update from my SARS returns and i am for ever owing SARS without being told from your service as where did i got helped from you as my adminis...

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UD Debt-Help

Services Port Elizabeth

2 reviews

by Llewelyn, 082****138

I was in Financial distress and contacted UD Debt Help for assistance. Pleasantly surprised by their professionalism and helpfullnis. I will reccomend them highly. The Consultant who assist me was Barbara.

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Debt Protect

Services Port Elizabeth

1 review

by Kenneth, 082****011

Original service very good. Payment for attorney services have been been paid 3 months ago but no response despite numerous calls & emails. Called on NCR to intervene.

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Algoa Debt Care

Newton Park, Port Elizabeth

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0 reviews

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Debt Magic

Greenacres, Port Elizabeth

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Frequently Asked Questions

Do you feel stressed about mounting debt? Guess what? You don’t have to handle it on your own. South Africa has many certified debt counsellors. They know exactly what you need to manage your debt. And with Snupit’s review feature you can find one that offers excellent customer service. With them you’ll feel comfortable talking about your personal finances.

How does a debt review help you?
A debt review helps clients restructure or reduce their debt payments to their creditors. You will still pay off your debt but at lower installments.
Can your car or home get repossessed?
When you’re under debt review you’re given a certain amount of protection. Creditors are not allowed to repossess assets as long as they form part of your review. If you're following the advice of the debt counsellor and keeping up with payments creditors have no valid reasons to repossess your assets.
What happens after the debts are paid off?
Once all your debt is paid off the debt counsellor notifies the National Credit Regulator (NCR). The email specifies the details of your case and the NCR must remove your name from its registry & the credit bureau lists.
Will your debt review affect your spouse’s credit?
Quite a few factors determine how partners’ finances affect each other:

- If the marriage happens after the initial debt review your spouse’s credit shouldn’t be affected.

- If you’re married in community of property you legally share all assets and debt. If you're under a debt review your spouse will be too.
Will the debt review affect your home’s bond?
A debt review doesn’t affect your bond. Your bond is included in the list of creditors you need to pay.
How long does it take for the debt to be cleared?
Your debt review period depends on a number of factors:

- Your income
- The number of creditors you have
- The total outstanding debt
- The interest rates on the accounts
- The percentage of rates increases

When you consult with debt counsellors you’ll get a full breakdown of the process. You’ll be told what will be paid to whom and the estimated time before the process is completed.
Will you be accepted for new credit if you’re on the NCR registry?
No new credit will be approved if you're listed on the NCR registry. You’re struggling to repay current debt. No new creditor will accept the risk of not receiving payments.
Will creditors still pursue you for payments?
When under debt review your debt counsellor takes over much of the administration. But you’re bound to still receive communication from your creditors.

Even though they’re informed of your review it may take time to update their systems with your repayment plan. If they keep contacting you simply inform them you’re working with a debt counsellor and when payment is scheduled.
What happens if you can't pay the debt due to an emergency or death?
When emergencies arise the debt counsellor must inform the creditors of possible problems with payments. New arrangements need to be made. All parties—the client, debt counsellor and creditor—must agree to the new terms.
Why Snupit?
1. You never pay to use Snupit. It’s free and you get to compare multiple quotes from the best debt counsellors in Port Elizabeth.

2. Professionals listed on the Snupit platform are experienced, friendly and background-checked. Our numbers say it all! Of the 10 reviews for debt counsellors, our customers have had a positive and a rewarding experience with 9 debt counselling projects.

3. Choose from 2035 trusted and high quality professionals in Port Elizabeth who can assist you with just about anything you need done.

4. Don’t overpay for any service, hire a local expert from our talent pool of 16 debt counsellors in Port Elizabeth who are skilled and vetted.

Need Debt Counsellors in Port Elizabeth?

10 Reviews for debt counsellors
9 Positive Reviews
Recently hired Pros have been rated * 4.6/5 from 10 Reviews
Hire Port Elizabeth Pros for debt counsellors today

Price Estimate for debt counsellors in Port Elizabeth

Application fees: R50 :
Service fees (can be paid in monthly instalments): R1 000 : R6 000

Compare quotes from up to 5 local professionals for debt counsellors

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Top Debt Counsellors in Port Elizabeth

How does a debt review help you?

Can your car or home get repossessed?

What happens after the debts are paid off?

Will your debt review affect your spouse’s credit?

Will the debt review affect your home’s bond?

How long does it take for the debt to be cleared?

Will you be accepted for new credit if you’re on the NCR registry?

Will creditors still pursue you for payments?

What happens if you can't pay the debt due to an emergency or death?

Why Snupit?

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