How does a debt review help you?

A debt review helps clients restructure or reduce their debt payments to their creditors. You will still pay off your debt but at lower installments.

Can your car or home get repossessed?

When you’re under debt review you’re given a certain amount of protection. Creditors are not allowed to repossess assets as long as they form part of your review. If you're following the advice of the debt counsellor and keeping up with payments creditors have no valid reasons to repossess your assets.

What happens after the debts are paid off?

Once all your debt is paid off the debt counsellor notifies the National Credit Regulator (NCR). The email specifies the details of your case and the NCR must remove your name from its registry & the credit bureau lists.

Will your debt review affect your spouse’s credit?

Quite a few factors determine how partners’ finances affect each other: -If the marriage happens after the initial debt review your spouse’s credit shouldn’t be affected. -If you’re married in community of property you legally share all assets and debt. If you're under a debt review your spouse will be too.

Will the debt review affect your home’s bond?

A debt review doesn’t affect your bond. Your bond is included in the list of creditors you need to pay.

How long does it take for the debt to be cleared?

Your debt review period depends on a number of factors: -Your income -The number of creditors you have -The total outstanding debt -The interest rates on the accounts -The percentage of rates increases When you consult with debt counsellors you’ll get a full breakdown of the process. You’ll be told what will be paid to whom and the estimated time before the process is completed.

Will you be accepted for new credit if you’re on the NCR registry?

No new credit will be approved if you're listed on the NCR registry. You’re struggling to repay current debt. No new creditor will accept the risk of not receiving payments.

Will creditors still pursue you for payments?

When under debt review your debt counsellor takes over much of the administration. But you’re bound to still receive communication from your creditors. Even though they’re informed of your review it may take time to update their systems with your repayment plan. If they keep contacting you simply inform them you’re working with a debt counsellor and when payment is scheduled.

What happens if you can't pay the debt due to an emergency or death?

When emergencies arise the debt counsellor must inform the creditors of possible problems with payments. New arrangements need to be made. All parties—the client, debt counsellor and creditor—must agree to the new terms.

1. You never pay to use Snupit. It’s free and you get to compare multiple quotes from the best debt counsellors in Rondebosch. 2. Professionals listed on the Snupit platform are experienced, friendly and background-checked. Our numbers say it all! Of the 0 reviews for debt counsellors, our customers have had a positive and a rewarding experience with 0 debt counselling projects. 3. Choose from 53 trusted and high quality professionals in Rondebosch who can assist you with just about anything you need done. 4. Don’t overpay for any service, hire a local expert from our talent pool of 41 debt counsellors in Rondebosch who are skilled and vetted.

Top Debt Counsellors in Rondebosch

Debtseo

Services Rondebosch

to assist over indebted people become debt free. We negotiate with your creditors to pay a reduced instalment with a lower interest rate. This will leave you with more money in your pocket for food, traveling and school fees. No more harass ...show more

4.8

4 reviews

by SHAKEEL, 061****618

EXCELLENT SERVICE FROM YOU GUYS

Request a Quote

Debt Eezy

Services Rondebosch

Your Debt & Legal Solution. Debt Eezy, founded in 2012 by a dedicated group of individuals, is committed to driving transformation within the Debt Review industry, with its founders at the helm of this endeavor. As a well-established organ ...show more

4.9

42 reviews

by Ian, 064****005

Great services.

Request a Quote

Debtless

Services Rondebosch

Less is More. Registered with NCR, we assist over indebted consumer by reducing their monthly instalments and interest rates by directly engaging and negotiating with their credit providers. Lower monthly repayments Lower interest Legal ...show more

2 reviews

by James, 082****502

Great Service

Request a Quote

Debt SA

Services Rondebosch

"LET US FREE YOU! When we work together, we can help ease your financial stress from day 1. Stop struggling with the debt spiral, work with us to free your finances!". Sandton Debt Counselling is a top 10 debt review nominee. Our head debt co ...show more

1 review

by Dorren, 011****854

Great Debt Counselling company, they helped me and went out of their way! Candice, the debt counselor gives quick feedback on any query and is always friendly. I recommend this company to anyone!

Request a Quote

Debt Restore

Services Rondebosch

Debt relief, tailored to your needs. Debt Restore has well-established relationships with many Major Credit Providers, enabling us to quickly and efficiently negotiate beneficial Debt Repayment Terms for our Clients. Just one of the many reas ...show more

1 review

by Victor, 072****302

Always willing to help very happy with ther sevice.

Request a Quote

Credit Matters

Services Rondebosch

Your credit matters to us!. Credit Matters is one of the largest, national debt counselling businesses in South Africa. We started operating in July 2007 after the National Credit Act came into existence. Amongst other things, provision is ma ...show more

1 review

by Abdus, 068****712

Excellent service debt review really helped me. Thank you

Request a Quote

Your Debt Friend

Services Rondebosch

In the spirit of good service. To admit you need help is to declare that you are wiser now than before. Debt Counselling is a process of negotiations with your credit providers on your behalf for lower, more affordable monthly repayments that ...show more

0.0

0 reviews

Have you used this business? Write Review

Request a Quote

Debt Counseling Group South Africa

Services Rondebosch

Debt Problems? Call us today for affordable assistance! Consolidate your debt now. Debt Problems? You have legal rights and we can Help! Over-indebtedness largely results from a change in financial circumstances, caused by reduced income or ...show more

2 reviews

by Mr, 080****289

They really do help and at an affordable rate, all other places I went to see wanted to ask so much from me for fees. I am very happy by DCGsa.

Request a Quote

Rossouw Debt Counsellors

Services Rondebosch

We go the extra mile to ensure a smooth, stress-free journey to debt freedom. Take charge and restructure your debt today!. Rossouw Debt Counsellors (Pty) Ltd is a proudly South African company, providing expert assistance to over-indebted co ...show more

0.0

0 reviews

Have you used this business? Write Review

Request a Quote

National Debt Advisors

Services Rondebosch

At National Debt Advisors, We Protect You and Your Valuable Assets. We are a registered debt counselling firm, and will protect you and your possessions from credit providers and debt collectors, harassing you and threatening to take away yo ...show more

4.4

5 reviews

by David, 061****045

I would like to thank National Debt Advisors (NDA) for their help in my time of need. They couldn’t have come at a better time. Thank you for putting me 1st and showing me a way out of this financial trouble.

Request a Quote

Royal Debt Solutions

Services Rondebosch

ON THE ROAD TO FINANCIAL FREEDOM. Royal Debt Solutions specializes in repairing negative credit records, in order to create the opportunity for consumers to remove barriers to credit, schooling, education and housing for those who can afford ...show more

0.0

0 reviews

Have you used this business? Write Review

Request a Quote

Quick Consolidation Loans

Services Rondebosch

Simple. Quick. Consolidated. QUICK CONSOLIDATION LOANS CAN HELP YOU BY: -DRASTICALLY REDUCING YOUR DEBT REPAYMENTS -PROTECTING YOU FROM LEGAL ACTION -PREVENTING YOU FROM BEING BLACKLISTED -ENSURING YOU ONLY MAKE ONE AFFORDAB ...show more

0.0

0 reviews

Have you used this business? Write Review

Request a Quote

Pay Plan Solutions

Services Rondebosch

Pay smarter to get out of debt faster. Pay Plan Solutions is registered with the National Credit Regulator (NCRDC1636) and the Debt Counsellor's Association of South Africa. Pay Plan Solutions has been an industry leader since 2009 and has be ...show more

0.0

0 reviews

Have you used this business? Write Review

Request a Quote

Smit Debt Counselling

Services Rondebosch

Stuck in debt? Need help? Need to clear you from Debt Review? Call us today. We will help you. SDC, here for you!. In our current economic climate, many people find themselves in tremendous financial difficulty, and the stress factor can play ...show more

0.0

0 reviews

Have you used this business? Write Review

Request a Quote

Debt Resolutions

Services Rondebosch

Registered Debt Counsellor- registration number NCRDC2186 on the National Credit Regulator database. Member of the Debt Counsellors Association of South Africa - membership number 0481. I assist consumers who are overindebited or are havi ...show more

0.0

0 reviews

Have you used this business? Write Review

Request a Quote

Frequently Asked Questions

Do you feel stressed about mounting debt? Guess what? You don’t have to handle it on your own. South Africa has many certified debt counsellors. They know exactly what you need to manage your debt. And with Snupit’s review feature you can find one that offers excellent customer service. With them you’ll feel comfortable talking about your personal finances.

How does a debt review help you?
A debt review helps clients restructure or reduce their debt payments to their creditors. You will still pay off your debt but at lower installments.
Can your car or home get repossessed?
When you’re under debt review you’re given a certain amount of protection. Creditors are not allowed to repossess assets as long as they form part of your review. If you're following the advice of the debt counsellor and keeping up with payments creditors have no valid reasons to repossess your assets.
What happens after the debts are paid off?
Once all your debt is paid off the debt counsellor notifies the National Credit Regulator (NCR). The email specifies the details of your case and the NCR must remove your name from its registry & the credit bureau lists.
Will your debt review affect your spouse’s credit?
Quite a few factors determine how partners’ finances affect each other:

- If the marriage happens after the initial debt review your spouse’s credit shouldn’t be affected.

- If you’re married in community of property you legally share all assets and debt. If you're under a debt review your spouse will be too.
Will the debt review affect your home’s bond?
A debt review doesn’t affect your bond. Your bond is included in the list of creditors you need to pay.
How long does it take for the debt to be cleared?
Your debt review period depends on a number of factors:

- Your income
- The number of creditors you have
- The total outstanding debt
- The interest rates on the accounts
- The percentage of rates increases

When you consult with debt counsellors you’ll get a full breakdown of the process. You’ll be told what will be paid to whom and the estimated time before the process is completed.
Will you be accepted for new credit if you’re on the NCR registry?
No new credit will be approved if you're listed on the NCR registry. You’re struggling to repay current debt. No new creditor will accept the risk of not receiving payments.
Will creditors still pursue you for payments?
When under debt review your debt counsellor takes over much of the administration. But you’re bound to still receive communication from your creditors.

Even though they’re informed of your review it may take time to update their systems with your repayment plan. If they keep contacting you simply inform them you’re working with a debt counsellor and when payment is scheduled.
What happens if you can't pay the debt due to an emergency or death?
When emergencies arise the debt counsellor must inform the creditors of possible problems with payments. New arrangements need to be made. All parties—the client, debt counsellor and creditor—must agree to the new terms.
Why Snupit?
1. You never pay to use Snupit. It’s free and you get to compare multiple quotes from the best debt counsellors in Rondebosch.

2. Professionals listed on the Snupit platform are experienced, friendly and background-checked. Our numbers say it all! Of the 0 reviews for debt counsellors, our customers have had a positive and a rewarding experience with 0 debt counselling projects.

3. Choose from 53 trusted and high quality professionals in Rondebosch who can assist you with just about anything you need done.

4. Don’t overpay for any service, hire a local expert from our talent pool of 41 debt counsellors in Rondebosch who are skilled and vetted.

Quote requests posted by other customers for debt counsellors

Verulam

Request for Debt Counsellors. Pensioner

Bloemfontein

Request for Debt Counsellors.

Cape Town

Request for Debt Counsellors.

Durban

Request for Debt Counsellors. I need consolidation loan

Secunda

Request for Debt Counsellors.

Bizana

Request for Debt Counsellors. Because it may help me in lot of things

Groblersdal

Request for Debt Counsellors.

Alberton

Request for Debt Counsellors. I am under debt review. I lost my employment last year. My home loan bank wants a 17.3 form completed and I am strug...

Durban North

Request for Debt Counsellors.

Bredasdorp

Request for Debt Counsellors. So previously I was working on a contract basis and missed a few months of payments on my tfg and was handed to their...

Top Debt Counsellors in Rondebosch

How does a debt review help you?

Can your car or home get repossessed?

What happens after the debts are paid off?

Will your debt review affect your spouse’s credit?

Will the debt review affect your home’s bond?

How long does it take for the debt to be cleared?

Will you be accepted for new credit if you’re on the NCR registry?

Will creditors still pursue you for payments?

What happens if you can't pay the debt due to an emergency or death?

Why Snupit?

Quote requests posted by other customers for debt counsellors

Tell us what you need and we'll introduce you to professionals ready to quote you!

Are you sure you want to cancel the request?

Doing Business

Get to Know Us

Let us Help You

Download Apps