What are the different types of insurance?

There’s a range of insurance plans that cater to different industries. Most people aren’t aware of how varied insurance can be and which insurance plans are important to have. Insurance brokers in Zeerust can help you choose the insurance plan you need. Here is a list of the many types of insurance available in South Africa: -Property or Home insurance -Car insurance -Travel insurance -Business insurance -Income protection insurance -Legal Insurance (legal cover) -Health insurance (medical aid) -Disability insurance (disability cover) -Funeral insurance (funeral cover) -Life insurance (life cover)

Is it necessary to have insurance?

The thought of paying thousands of Rands for insurance can be daunting. However, the benefits of having insurance usually outweigh the cons. It helps you to manage risks, pay for unexpected mishaps and ensure that your family and friends have a comfortable future. Insurance brokers in Zeerust invest your premium funds securely, so it can grow, and pay out when there's a claim.

What factors influence my insurance premiums?

It depends on the type of insurance. However, common factors for determining your premiums include: -Age -Physical and mental health status -Marital status -Income -Net worth of insured person -Value of insured items -Levels of safety in your home, office, shop etc -The area you live in

What’s the difference between health insurance and life insurance?

It’s easy to get confused between health insurance and life insurance as they are both related to the wellbeing of a person. However, health insurance covers consultations with doctors, medical procedures, hospital fees and medicine. The goal is to have medical funds that aid people in getting the necessary services to be healthier and live longer. On the other hand, life insurance is a policy that means a certain amount of money will be paid out to beneficiaries if the insured person dies. People who have chronic illness or unhealthy habits are likely to have higher life insurance premiums.

How do I submit a claim?

The process of submitting a claim varies between each insurance broker in Zeerust. However, it usually entails contacting your insurance broker as soon as possible and providing them with the claim details. In some cases, you can submit a claim online. Otherwise, you might have to speak to an insurance consultant over the phone or in-person. It’s also important to make sure that all claim information is as accurate as possible.

Why do my car insurance premiums increase each year?

There are plenty of factors that influence your car insurance premiums. The value of your car is constantly decreasing so you’re more likely to need funds for repairs and servicing. Car insurance premiums increase because the cost of repairing a vehicle and replacing parts increases every year. One of the few ways to try and bring down your car insurance premiums is driving it less and having a safe parking area for your car at home.

Featured Insurance Brokers near Zeerust

Philip Snyman Financial Advice

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Plan Today, Prosper Tomorrow!. Financial Planner Description and Experience As a financial planner, I provide comprehensive financial advisory services tailored to meet the unique needs of my clients. My role involves assessing clients' fi...

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by Vanessa, 082****796

Philip is really giving honest advice and always wants to put you in a better financial possession.

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BSQD Financial Services

Services Zeerust

Can you afford not to get in contact with us. Helping Individuals and Businesses navigate the complexities of personal and corporate finance, our financial advisor company provides expert guidance, tailored solutions, and unparalleled service...

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by Justin, 065****337

Thank you Mathys for assisting my wife and I to transition from our old medical aid which closed down. It was an easy and informed process.

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Brian Hattingh Financial Advisor

Services Zeerust

Affordable Risk Solutions and Financial planning. Life insurance, Income protection, Critical illness, Funeral Cover, medical aid, gap cover, retirement annuity, wills. With more than a decade Industry experience rest assured to get the Best ...

4 reviews

by Trudie, 081****167

I have been dealing with Brian since 2015. He helped me with my very first hospital plan which eventually went over to a medical aid. Brian is always prepared to go the extra mile. He is a phone call or message away. He goes above and beyon...

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Visa Queens

Services Zeerust

"Smooth applications start at Visa Queens". We assist with Visa applications, Travel Insurance, Accommodation bookings, Flight bookings and Excursions booking for Business trips and Leisure trips Visa Applications: 1. Business and Tourist...

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by Jay, 071****177

I can’t explain how much Visa Queens made my travel experience unforgettable and easy. They are very passionate about their work. A great travel agency indeed.

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Infoprops

Services Zeerust

Property Valuations done by registered Valuers. We offer our services on Valuations of all types of Properties. Movable or immovable Property. Property Valuations done by registered Property Valuers. We offer Professional Property Valuatio...

1 review

by Jacolien, 073****010

Mr Neser provide me with valuadation of all my assests which I can use in the high court. He was friendly know what he do and on time. Excellent professional service.

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Vaden Healthcare

Services Zeerust

A leading supplier of medical equipment and supplies. Vaden Healthcare is a leading supplier of medical equipment and supplies, established in 2015 to meet the growing needs of healthcare professionals. As part of their commitment to exc...

4.8

5 reviews

by Olivia, 074****347

Service was amazing, pricing was fantastic, product quality is above standard. Friendliest, fastest delivery.

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Da Kings Investment Solutions

Services Zeerust

#your financial security is our priority. About Da Kings Investment Solutions Welcome to Da Kings Financial Services, where your financial security is our priority. As a leading provider of both long-term and short-term insurance products,...

1 review

by Thapelo, 061****559

Excellent and professional service.

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Jonathan Financial Advice

Services Zeerust

Financial Planner. Offer Comprehensive Financial Plans ...

4 reviews

by Damian, 084****260

Jonothan Meades is a brilliant financial advisor ,super happy with his service,he went the extra mile to assist me with my policy's and gave me the needed advice for the best policy's

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Hemisphere Brokers

Services Zeerust

Hemisphere Brokers Quality Financial Services. We offer most financial services, addressing most aspects of your life and changing circumstances such as Life Cover, Disability Cover, Income Protection Plans, Investment Plans & Structuring (lu...

1 review

by Frieda, 082****020

Gave advice and assisted us regarding Medical Aid options and Gap Cover. Guided us with all the info regarding Investments. He is always available and quick with all queries regarding the above. He is a great no nonsense guy to work with an...

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Surex Advisor Services- Estuan Reynolds Agent

Services Zeerust

We help people who strugle to understand wat long term insurance is and helping them to plan his/her own financial plan Welcome to SureX, where life insurance meets personalized protection! At SureX, we recognize that every individual's ...

4 reviews

by Tommy, 082****991

Very good advisor and always willing to go the extra mile

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One Sure Direct Brokers

Services Zeerust

Best Price, Better Service trust ONE SURE. Deliver superior long-term customer value by emphasizing our competitive advantages of best service and products, supported by efficient technologies and operational excellence...

1 review

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Frequently Asked Questions

What are the different types of insurance?
There’s a range of insurance plans that cater to different industries. Most people aren’t aware of how varied insurance can be and which insurance plans are important to have. Insurance brokers in Zeerust can help you choose the insurance plan you need.

Here is a list of the many types of insurance available in South Africa:

- Property or Home insurance
- Car insurance
- Travel insurance
- Business insurance
- Income protection insurance
- Legal Insurance (legal cover)
- Health insurance (medical aid)
- Disability insurance (disability cover)
- Funeral insurance (funeral cover)
- Life insurance (life cover)
Is it necessary to have insurance?
The thought of paying thousands of Rands for insurance can be daunting. However, the benefits of having insurance usually outweigh the cons. It helps you to manage risks, pay for unexpected mishaps and ensure that your family and friends have a comfortable future. Insurance brokers in Zeerust invest your premium funds securely, so it can grow, and pay out when there's a claim.
What factors influence my insurance premiums?
It depends on the type of insurance. However, common factors for determining your premiums include:

- Age
- Physical and mental health status
- Marital status
- Income
- Net worth of insured person
- Value of insured items
- Levels of safety in your home, office, shop etc
- The area you live in
What’s the difference between health insurance and life insurance?
It’s easy to get confused between health insurance and life insurance as they are both related to the wellbeing of a person. However, health insurance covers consultations with doctors, medical procedures, hospital fees and medicine. The goal is to have medical funds that aid people in getting the necessary services to be healthier and live longer. On the other hand, life insurance is a policy that means a certain amount of money will be paid out to beneficiaries if the insured person dies. People who have chronic illness or unhealthy habits are likely to have higher life insurance premiums.
How do I submit a claim?
The process of submitting a claim varies between each insurance broker in Zeerust. However, it usually entails contacting your insurance broker as soon as possible and providing them with the claim details. In some cases, you can submit a claim online. Otherwise, you might have to speak to an insurance consultant over the phone or in-person. It’s also important to make sure that all claim information is as accurate as possible.
Why do my car insurance premiums increase each year?
There are plenty of factors that influence your car insurance premiums. The value of your car is constantly decreasing so you’re more likely to need funds for repairs and servicing. Car insurance premiums increase because the cost of repairing a vehicle and replacing parts increases every year. One of the few ways to try and bring down your car insurance premiums is driving it less and having a safe parking area for your car at home.

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Featured Insurance Brokers near Zeerust

What are the different types of insurance?

Is it necessary to have insurance?

What factors influence my insurance premiums?

What’s the difference between health insurance and life insurance?

How do I submit a claim?

Why do my car insurance premiums increase each year?

Quote requests posted by other customers for insurance

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