What are the different types of insurance?

There’s a range of insurance plans that cater to different industries. Most people aren’t aware of how varied insurance can be and which insurance plans are important to have. Insurance brokers in Cape Town can help you choose the insurance plan you need. Here is a list of the many types of insurance available in South Africa: -Property or Home insurance -Car insurance -Travel insurance -Business insurance -Income protection insurance -Legal Insurance (legal cover) -Health insurance (medical aid) -Disability insurance (disability cover) -Funeral insurance (funeral cover) -Life insurance (life cover)

Is it necessary to have insurance?

The thought of paying thousands of Rands for insurance can be daunting. However, the benefits of having insurance usually outweigh the cons. It helps you to manage risks, pay for unexpected mishaps and ensure that your family and friends have a comfortable future. Insurance brokers in Cape Town invest your premium funds securely, so it can grow, and pay out when there's a claim.

What factors influence my insurance premiums?

It depends on the type of insurance. However, common factors for determining your premiums include: -Age -Physical and mental health status -Marital status -Income -Net worth of insured person -Value of insured items -Levels of safety in your home, office, shop etc -The area you live in

What’s the difference between health insurance and life insurance?

It’s easy to get confused between health insurance and life insurance as they are both related to the wellbeing of a person. However, health insurance covers consultations with doctors, medical procedures, hospital fees and medicine. The goal is to have medical funds that aid people in getting the necessary services to be healthier and live longer. On the other hand, life insurance is a policy that means a certain amount of money will be paid out to beneficiaries if the insured person dies. People who have chronic illness or unhealthy habits are likely to have higher life insurance premiums.

How do I submit a claim?

The process of submitting a claim varies between each insurance broker in Cape Town. However, it usually entails contacting your insurance broker as soon as possible and providing them with the claim details. In some cases, you can submit a claim online. Otherwise, you might have to speak to an insurance consultant over the phone or in-person. It’s also important to make sure that all claim information is as accurate as possible.

Why do my car insurance premiums increase each year?

There are plenty of factors that influence your car insurance premiums. The value of your car is constantly decreasing so you’re more likely to need funds for repairs and servicing. Car insurance premiums increase because the cost of repairing a vehicle and replacing parts increases every year. One of the few ways to try and bring down your car insurance premiums is driving it less and having a safe parking area for your car at home.

1. You never pay to use Snupit. It’s free and you get to compare multiple quotes from the best insurance brokers in Cape Town. 2. Professionals listed on the Snupit platform are experienced, friendly and background-checked. Our numbers say it all! Of the 17 reviews for insurance brokers, our customers have had a positive and a rewarding experience with 12 insurance projects. 3. Choose from 34495 trusted and high quality professionals in Cape Town who can assist you with just about anything you need done. 4. Don’t overpay for any service, hire a local expert from our talent pool of 33 insurance brokers in Cape Town who are skilled and vetted.

Results for Insurance in Cape Town

Basrel Trust CC

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Khulanathi Insurance

Plumstead, Cape Town

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Rely Able

Heathfield, Cape Town

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1 review

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George L Home Improvements

Retreat, Cape Town

Electrician. We do, retrofit of plumbing, geyser, solar and heat pump installations, we do all electrical installations and issue plumbing and electrical Coc for properties. We do tiling, painting. ...show more

1 review

by Lezil, 068****958

George l home improvements is a great company and he's professional and knowledgeable. I can highly recommend him

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XL Blue Planet Travel

Newlands, Cape Town

Beyond the Ordinary. The XL Travel Group is comprised of expert travel agents who offer the best comprehensive holiday packages at competitive rate. XL Travel is one the largest and most well established retail travel brands in Southern Af ...show more

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Reynolds Auto Care Express

Cape Town

Promising only what we can deliver, and delivering more than we have promised. Reynolds Auto Care was established in 1990, and is a family owned and run bussines. We have brances in Claremont, Retreat and Tygervalley, thus covering the whol ...show more

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Eugene Nel - Financial Advisor

Cape Town City Centre, Cape Town

Life Cover, Medical Aid, Retiremnt Annuities, Short-term Insurance, Bank. Life Cover, Medical Aid, Retiremnt Annuities, Short-term Insurance, Bank ...show more

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MBD Bond

Cape Town

If you want that property, we will assist you to own it. We partnered with 8 banks so you can get more chance for approval. Try us for your home loans, we are the best!. ...show more

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by thabo, 082****888

excellent service for bond origination

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Prosperity in Partnerships

Muizenberg, Cape Town

A business needs catch-all to guide business owners on most cost-effective and streamlined approach to increase revenues & reduce risks and costs. Professional and seasoned business consultants in accounting, tax, payroll, compliance & busine ...show more

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Ellis And Hartman International

Cape Town City Centre, Cape Town

Excellence is an Attitude. Ellis and Hartman International is the Parent Company of a global multi structured business with experts working with clients, communities and colleagues to develop and implement innovative solutions to the wor ...show more

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Page 2 of 4

Frequently Asked Questions

What are the different types of insurance?
There’s a range of insurance plans that cater to different industries. Most people aren’t aware of how varied insurance can be and which insurance plans are important to have. Insurance brokers in Cape Town can help you choose the insurance plan you need.

Here is a list of the many types of insurance available in South Africa:

- Property or Home insurance
- Car insurance
- Travel insurance
- Business insurance
- Income protection insurance
- Legal Insurance (legal cover)
- Health insurance (medical aid)
- Disability insurance (disability cover)
- Funeral insurance (funeral cover)
- Life insurance (life cover)
Is it necessary to have insurance?
The thought of paying thousands of Rands for insurance can be daunting. However, the benefits of having insurance usually outweigh the cons. It helps you to manage risks, pay for unexpected mishaps and ensure that your family and friends have a comfortable future. Insurance brokers in Cape Town invest your premium funds securely, so it can grow, and pay out when there's a claim.
What factors influence my insurance premiums?
It depends on the type of insurance. However, common factors for determining your premiums include:

- Age
- Physical and mental health status
- Marital status
- Income
- Net worth of insured person
- Value of insured items
- Levels of safety in your home, office, shop etc
- The area you live in
What’s the difference between health insurance and life insurance?
It’s easy to get confused between health insurance and life insurance as they are both related to the wellbeing of a person. However, health insurance covers consultations with doctors, medical procedures, hospital fees and medicine. The goal is to have medical funds that aid people in getting the necessary services to be healthier and live longer. On the other hand, life insurance is a policy that means a certain amount of money will be paid out to beneficiaries if the insured person dies. People who have chronic illness or unhealthy habits are likely to have higher life insurance premiums.
How do I submit a claim?
The process of submitting a claim varies between each insurance broker in Cape Town. However, it usually entails contacting your insurance broker as soon as possible and providing them with the claim details. In some cases, you can submit a claim online. Otherwise, you might have to speak to an insurance consultant over the phone or in-person. It’s also important to make sure that all claim information is as accurate as possible.
Why do my car insurance premiums increase each year?
There are plenty of factors that influence your car insurance premiums. The value of your car is constantly decreasing so you’re more likely to need funds for repairs and servicing. Car insurance premiums increase because the cost of repairing a vehicle and replacing parts increases every year. One of the few ways to try and bring down your car insurance premiums is driving it less and having a safe parking area for your car at home.
Why Snupit?
1. You never pay to use Snupit. It’s free and you get to compare multiple quotes from the best insurance brokers in Cape Town.

2. Professionals listed on the Snupit platform are experienced, friendly and background-checked. Our numbers say it all! Of the 17 reviews for insurance brokers, our customers have had a positive and a rewarding experience with 12 insurance projects.

3. Choose from 34495 trusted and high quality professionals in Cape Town who can assist you with just about anything you need done.

4. Don’t overpay for any service, hire a local expert from our talent pool of 33 insurance brokers in Cape Town who are skilled and vetted.

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Results for Insurance in Cape Town

What are the different types of insurance?

Is it necessary to have insurance?

What factors influence my insurance premiums?

What’s the difference between health insurance and life insurance?

How do I submit a claim?

Why do my car insurance premiums increase each year?

Why Snupit?

Quote requests posted by other customers for insurance

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